Episode

Why Central Banks Are Watching Rent Inflation

Podcast
Monetary Policy Explained with Fexingo: Central Banks, Money Supply, and Interest Rates
Published
Jul 2, 2026
Duration seconds
619
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Summary

In this episode of Monetary Policy Explained with Fexingo, Lucas and Luna drill into a specific puzzle: why central banks in mid-2026 are fixated on rent inflation. They walk through the 2021-2024 shelter inflation surge that took CPI from 2% to over 9%, how rent lags market data by about 12 months, and why the Bureau of Labor Statistics' new tenants' rent index is giving policymakers heartburn. Lucas unpacks the mechanics of how Owner's Equivalent Rent (OER) is calculated and why it kept inflation sticky even as goods prices fell. The hosts also examine the Bank of England's alternative approach using private-sector lease data, and the European Central Bank's struggle with outdated rent surveys. The episode closes with a concrete takeaway: as of July 2026, shelter inflation is still running at 4.3% year-over-year, which means the last mile of disinflation is going to be fought in the rental market. #RentInflation #ShelterInflation #CPI #OwnerEquivalentRent #OER #FederalReserve #BankOfEngland #EuropeanCentralBank #BureauOfLaborStatistics #MonetaryPolicy #Inflation #CentralBanks #Housing #Rent #Disinflation #Economics #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo