Episode
Ask Litra: How Do I Know If I Am Overleveraged?
- Podcast
- Keys to Success
- Published
- May 28, 2026
- Duration seconds
- 270
- Processing state
not_requested- Canonical source
- https://www.spreaker.com/episode/ask-litra-how-do-i-know-if-i-am-overleveraged--72207567
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Summary
In this episode of "Keys to Success" hosted by Litra Simms, the topic of overleveraging in real estate is addressed. Litra explains the key indicators of overleveraging leading to unhealthy financial conditions such as barely having enough rental income to cover expenses, having a Debt Service Coverage Ratio (DSCR) less than one, and lacking sufficient liquidity. Moreover, she emphasizes the risks of relying on the best-case scenario when underwriting deals, emphasizing that investors need to stress-test their financial stability. Litra encourages listeners to audit their investments regularly and maintain margins for unexpected expenses to avoid overleveraging and ensure long-term success in real estate.