Episode
Your Money Shouldn't Live In One Country
- Podcast
- Just Money Podcast
- Published
- Jul 14, 2026
- Duration seconds
- 4289
- Processing state
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- https://afripods.com/episode/your-money-shouldn-t-live-in-one/96601420-7f7b-11f1-8378-a1012bdb0d38
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Summary
This episode is brought to you in partnership with I&M Capital. Offshore banking is one of the most misunderstood topics in Kenya. Some people think it's only for the ultra-wealthy, others assume it's about hiding money. So what's the truth? In this episode of the Just Money Podcast, Ivy sits down with Fredrick Oruka, Investment Advisor at I&M Capital, and Robert Ochieng, CEO & Co-Founder of Abojani Investment, to demystify offshore banking and offshore investing once and for all. Fred and Robert break down exactly how everyday Kenyans, not just the wealthy, can start building wealth beyond their borders, while walking through the real products, platforms, and processes involved. In this conversation we explore: - Why offshore banking has a perception problem in Kenya - The K-shaped economy and what it means for your money - The difference between offshore banking and offshore investing - How to open an offshore account, even with as little as $1,000 - ETFs vs individual stocks — what's actually low risk - Anchors, satellites, and wild cards — how to structure a portfolio - Money market funds, dollar funds, bond plus funds, and GBP special funds - Eurobonds and how governments raise money offshore - How taxes work locally versus offshore, and why you need a tax advisor - Why the investment advisor matters more than the platform you choose Fred and Robert also share real rates across local and offshore products, from money market funds to government securities, and explain how to think about risk appetite versus ⭐ If you're listening on Apple Podcasts or Spotify, please rate us 5 stars and leave a comment . it genuinely helps the show grow. #JustMoneyPodcast #OffshoreInvesting #IMCapital #PersonalFinanceKenya #WealthBuilding