Episode
What's Sabotaging Your Wealth in Kenya - And It's Not What You Think.
- Podcast
- Just Money Podcast
- Published
- Jul 20, 2026
- Duration seconds
- 4926
- Processing state
not_requested
Actions
POST https://stenobird.com/v1/public/podcasts/just-money-podcast-7568424/episodes/what-s-sabotaging-your-wealth-in-kenya-and-it-s-not-what-you-think/transcription-requests
Idempotently request low-priority transcript generation for this episode.GET https://stenobird.com/podcast/just-money-podcast-7568424/what-s-sabotaging-your-wealth-in-kenya-and-it-s-not-what-you-think.md
Read the agent-friendly Markdown representation of this episode resource.
Summary
This episode is brought to you in partnership with I&M Capital. Portfolio building is one of the most talked about, least understood topics in personal finance. Everyone tells you to diversify, but nobody tells you where to actually start, or what to do when life, land, love, and inflation get in the way. In this Season 2 closer of the Just Money Podcast, host Just Ivy Africa sits down with Roselyn Manjiru, Economist, Blockchain Strategy Consultant, and former Forbes contributor, to pull apart Ivy's real personal portfolio and rebuild the blueprint for what a portfolio should look like heading into 2026 and 2027. Roselyn and Ivy break down exactly how everyday Kenyans, not just finance professionals, can start building a portfolio that reflects their real life, income, and goals. In this conversation we explore: Why "the individual" is the true starting point of any portfolio, before income or investments The difference between anxiety and a gut feeling when making financial decisions Why some people can't tell you where their money went, even after 40 years of working Real estate vs REITs vs rentals, and why rates in Kenya often sit below inflation The Principle of One: why chasing too many investments at once keeps you stuck Alternative assets like whiskey and gold, and when "unconventional" still makes sense Real world asset tokenization and why land, IP, and credit are about to change 125 Kenyans holding more wealth than 43 million others, and what that means for you The hidden things that sabotage wealth building: toxic relationships, wasted time, and self doubt Why every investment needs to sit above inflation, or it isn't really working for you Roselyn also walks through her own portfolio breakdown, real estate, offshore stocks and ETFs, business equity, mon…