Episode

Solo 401k vs. IRA: Avoid HUGE Taxes & Maximize Retirement Wealth!

Podcast
Investor's Row Podcast
Published
Aug 13, 2026
Duration seconds
2615
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Canonical source
https://traffic.megaphone.fm/CSN4808063648.mp3
Audio
https://traffic.megaphone.fm/CSN4808063648.mp3
JSON
/v1/public/podcasts/investor-s-row-podcast-7074838/episodes/solo-401k-vs-ira-avoid-huge-taxes-maximize-retirement-wealth
Markdown
/podcast/investor-s-row-podcast-7074838/solo-401k-vs-ira-avoid-huge-taxes-maximize-retirement-wealth.md

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Summary

Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/ This week, we're happy to welcome back Adam Barr, CPA, Partner with Miller Grossbard Advisors, LLP to navigate the complex world of retirement accounts, tax planning, and regulatory requirements. We break down the often-misunderstood UBIT (Unrelated Business Income Tax) and UDFI (Unrelated Debt-Financed Income) rules that catch many investors off guard. You will learn why a Solo 401k is often a more powerful tool than a traditional IRA for alternative investments like real estate, especially regarding tax liability. We also analyze the new provisions under the SECURE 2.0 Act, focusing on Roth contributions, catch-up rules, and strategies to legally minimize your tax burden. Whether you are dealing with employee enrollment, 990-T filings, or simply trying to understand how to structure your assets for long-term compounding, this conversation provides the expert guidance you need to remain compliant and profitable. DISCLAIMER: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.