Episode

Property & Casualty Exam Prep 47, CGL Limits and Aggregates

Podcast
Insurance Exam Prep
Published
Jul 19, 2026
Duration seconds
186
Processing state
not_requested
Canonical source
https://open-exam-prep.com/
Audio
https://episodes.captivate.fm/episode/e52fb297-cab9-48f4-93a7-1a862d645086.mp3
JSON
/v1/public/podcasts/insurance-exam-prep-7644557/episodes/property-casualty-exam-prep-47-cgl-limits-and-aggregates
Markdown
/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-47-cgl-limits-and-aggregates.md

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Summary

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The General Aggregate is the master limit for most CGL claims within a policy period. - Products-Completed Operations has its own separate aggregate limit for off-premises claims arising from your work or products. - The Each Occurrence limit is the maximum paid for a single event, but it is still subject to the overall aggregate caps. - Sub-limits like Medical Payments and Damage to Premises Rented to You have their own specific caps and reduce the General Aggregate. - Exam questions often test your ability to track how claim payments reduce the aggregate limits over the policy term. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep