Episode
Property & Casualty Exam Prep 22, Homeowners Special Limits and Scheduled Property
- Podcast
- Insurance Exam Prep
- Published
- Jun 24, 2026
- Duration seconds
- 161
- Processing state
not_requested- Canonical source
- https://open-exam-prep.com/
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Summary
This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Standard exam sublimits for money ($200), jewelry ($1,500), and firearms ($2,500). - Why theft-related sublimits for items like jewelry and silverware do not apply to other perils like fire. - The different on-premises ($2,500) and off-premises ($500-$1,500) limits for business property. - How the Scheduled Personal Property Endorsement provides agreed-value, open-peril coverage to bypass sublimits. - Why appraisals are necessary to schedule high-value items and how this impacts claim payments. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep