Episode
[Health Insurance] 22, Proof of Loss and Time of Payment of Claims
- Podcast
- Insurance Exam Prep
- Published
- Apr 18, 2026
- Duration seconds
- 144
- Processing state
not_requested- Canonical source
- https://open-exam-prep.com/
Actions
POST https://stenobird.com/v1/public/podcasts/insurance-exam-prep-7644557/episodes/health-insurance-22-proof-of-loss-and-time-of-payment-of-claims/transcription-requests
Idempotently request low-priority transcript generation for this episode.GET https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-22-proof-of-loss-and-time-of-payment-of-claims.md
Read the agent-friendly Markdown representation of this episode resource.
Summary
This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The claimant is required to submit written proof of loss to the insurer within 90 days of the loss. - Insurers must pay claims for periodic payments, such as disability income, immediately upon receiving proof of loss. - For all other types of claims, like medical reimbursements, the insurer must pay promptly after receiving proof. - A claim is not automatically denied for late submission if proof is provided as soon as reasonably possible, but no later than one year. - A common exam trap is confusing the 90-day Proof of Loss provision with the 20-day Notice of Claim provision. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep