Episode

100 - The 50 Year Mortgage...A Good Idea??

Podcast
Home Seller's Advantage by The Bald Brothers Team
Published
Nov 18, 2025
Duration seconds
1155
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Summary

In this episode, we break down the idea of the recently proposed 50-year mortgage and what it could mean for homeowners—especially sellers. Spoiler alert: we're not cheering this one on. We explore how ultra-long loans could affect buyer qualification, affordability illusions, property values, and the long-term health of the housing market. We also look at why stretching payments over half a century may sound helpful on paper but could ultimately create risk, instability, and slower equity growth. If you're thinking about selling—or just care about the direction of the market—this episode will help you understand why a 50-year mortgage might do more harm than good. Bald Brothers Team are: Aaron Zapata, DRE 01356534 Todd Anderson, DRE 02077325 Real Broker, DRE 2022092 www.baldbrothersteam.com www.baldbrothers.tv 833-305-BALD Subscribe to our newsletter: http://eepurl.com/hk15NT Visit Our Sponsors: Crosswalk Mortgage: https://www.crosswalkmortgage.com/ Beacon Escrow: https://beaconescrow.com/ Copyright. The Bald Brothers Team is a licensed DBA of Real Broker in CA. License number 2022092. Equal Housing Opportunity. Serving All of Southern CA