Episode

Enrolled Agent Exam [Part 2] 86, Form 709 — Federal Gift Tax

Podcast
Finance Exam Prep
Published
Jul 22, 2026
Duration seconds
201
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not_requested
Canonical source
https://open-exam-prep.com/
Audio
https://episodes.captivate.fm/episode/2507c1c5-62ac-433d-8f3a-796b6f616164.mp3
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Markdown
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Summary

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How gifts exceeding the annual exclusion ($19,000 for 2025-2026) trigger a Form 709 filing requirement, even if no tax is due. - The rules for gift splitting, which allows married couples to double the annual exclusion to $38,000 per donee but requires filing Form 709. - The critical distinction for unlimited exclusions: tuition and medical payments must be paid directly to the institution or provider. - How taxable gifts reduce the unified lifetime gift and estate tax exemption, which stands at $15 million for 2026. - The filing deadline for Form 709 is April 15, and how it can be automatically extended with a Form 1040 extension. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep