Episode
Self-Employed And Can't Borrow? You're Doing It Wrong | EP 13 | FAT PROFITS PODCAST
- Published
- Jun 2, 2026
- Duration seconds
- 1803
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Summary
Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey If you're self-employed and the bank keeps saying no — the problem isn't your income. It's how you're presenting it. And chances are, your business structure is either helping you or destroying you, and you don't even know which one it is 😬 This is one of the most common issues Corey and Ben see — self-employed people earning great money but getting knocked back by lenders because their tax is structured wrong, their income is reported wrong, or their business entity is working against them instead of for them 💰 In this episode, Corey Goldby and Ben Perren go deep on the self-employed lending game — what the banks actually look at, why your accountant's "great tax strategy" might be killing your borrowing power, and how to fix your structure so it becomes your superpower, not your anchor 🧠 Here's what we cover: 💼 Why most self-employed people get their income and tax completely wrong for lending 🏦 What banks actually look at when assessing self-employed borrowers 📊 Business structures explained — sole trader vs company vs trust and how each affects your borrowing 💰 How the right structure can unlock lending power you didn't know you had 🧾 Tax planning that keeps the ATO happy AND the banks happy (yes, you can do both) 📈 Property market predictions for the next 10 years — why Corey thinks prices will more than double 🏠 How to use your business income to build a property portfolio the smart way ⚖️ Capital Gains Tax and how it affects self-employed investors differently 🔮 The 10-year outlook — where property, rates, and policy are heading 💡 The con…