Episode
Financial Advisor vs Financial Planner vs Money Coach: Who Do You Actually Need?
- Podcast
- Everyone's Talkin' Money
- Published
- Mar 24, 2026
- Duration seconds
- 2125
- Processing state
not_requested- Canonical source
- https://www.everyonestalkinmoneypodcast.com/1516
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Summary
You’re doing well with money. You make a good income. You’re responsible. And yet there’s this quiet feeling that you should have more clarity than you do. You know there are smarter moves you could be making. You just don’t know who to trust to help you figure them out. So you do what everyone does. You open your laptop and search for financial help, and suddenly you’re staring at a long list of titles that all sound important but don’t clearly explain what they actually do. Financial advisor. Financial planner. Money coach. Financial therapist. CPA. Credit counselor. It’s confusing, and choosing the wrong type of help can cost you time, money, and a lot of unnecessary frustration. In this episode, Shari Rash, founder of GWA Wealth, breaks down the five most common types of money professionals, what they actually do, how they get paid, and how to know which one makes sense for your situation right now. You’ll learn the difference between financial planning and financial coaching, when a CPA becomes essential, and why understanding how someone is compensated matters more than most people realize. Shari also explains what it means to work with a fiduciary, the red flags to watch for when interviewing professionals, and the exact questions you should ask before trusting someone with your money. This episode is not about collecting more experts. It’s about understanding who solves the problem you’re dealing with so you can get the right support at the right time. You’ll hear how to tell the difference between financial advisors, planners, coaches, therapists, counselors, and CPAs, when each type of professional makes sense, how they typically get paid, and how to choose someone who aligns with your goals and values. You’ll walk away with a clear understanding of who to ca…