Episode
Ep. 724 DeFi Lending Is Changing Fast — Spark’s CEO Explains the Future of On-Chain Lending
- Podcast
- CRYPTO 101
- Published
- May 19, 2026
- Duration seconds
- 2828
- Processing state
not_requested- Canonical source
- http://crypto101podcast.com
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Summary
In this episode of the Crypto 101 Podcast, Sam MacPherson, CEO and co-founder of Spark, explains how Spark is building a DeFi-native lending and yield platform inside the broader Sky ecosystem. He breaks down how users can deposit stablecoins to earn yield while Spark allocates capital across DeFi loans, institutional lending, prime brokerage, and risk-managed strategies. The conversation dives into Spark’s conservative approach to collateral, how it avoided major issues during recent DeFi exploits, and why security will define the next phase of on-chain finance. Sam also explains the SPK token, protocol revenue, buybacks, staking, and why real value accrual matters as DeFi matures. Check out Quince: https://quince.com/CRYPTO101 Check out Shopify: https://shopify.com/crypto101 Check out Mars Men: https://mengotomars.com Get my #1 altcoin pick for this month. Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling, Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916 Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916 Chapters 00:01 - Intro: Sam MacPherson joins the Crypto 101 Podcast 01:30 - How Sam got into crypto and MakerDAO 03:00 - What Spark is and who it’s built for 04:10 - Stablecoin deposits, lending, and institutional borrowers 06:10…