Episode
‘Some of my followers have saved €100k’: What influencers told Harris in investment scheme briefing
- Podcast
- Better With Money
- Published
- Jul 7, 2026
- Duration seconds
- 2100
- Processing state
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- https://shows.acast.com/better-with-money/episodes/simon-harris-proposed-personal-investment-account-what-he-to
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Summary
Aideen Finnegan speaks to financial influencer Annmarie Gaynor ( Irish Budgeting Mammy ) and Cian Carolan of DNG Financial Services after they attended a Department of Finance meeting with Simon Harris and junior minister Robert Troy about a proposed state “personal investment account”. It’s not an SSIA savings account that would be topped up by the Government, neither will it be a product “with a portal you log into with a password.” Rather it looks set to be a tax-incentivised “wrapper” applying new rules to existing investment options offered by banks, life insurers and trading platforms. The key aim is to encourage “middle Ireland” to move some savings from deposits into long-term investing, but major details remain unconfirmed, including annual limits, fees, tax treatment and timelines. They describe Ireland’s complex investment taxes (deemed disposal, exit tax and a life-insurance levy) as barriers to getting involved in investing, while stressing the need for a financial literacy campaign to communicate risk, understand inflation and set clear personal goals for the individual. This episode is for information purposes only and does not constitute financial advice. Hosted on Acast. See acast.com/privacy for more information.