Episode
AI Is Coming for Bank Deposits
- Podcast
- Banking with Interest
- Published
- May 7, 2026
- Duration seconds
- 2057
- Processing state
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Summary
Deposit strategist Neil Stanley sits down with guest host Barb Rehm to discuss how AI is changing depositor behavior, pricing strategy, and the future of bank funding. He explains why static rate sheets and traditional CDs may become increasingly vulnerable as AI tools help customers optimize their cash automatically, and why banks will need more dynamic pricing, personalization, and frontline expertise to stay competitive.