Episode
EPISODE 213: NEW YEAR’S RESOLUTIONS FOR IN-DEBT CONSUMERS AND THEIR BANKS
- Published
- Dec 29, 2025
- Duration seconds
- 1461
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Summary
As credit card APRs continue to soar, consumers remain addicted to the habit of putting everything on plastic, especially around the holidays. With the arrival of 2026, LendingClub Chief Customer Officer Mark Elliot walks us through how consumers can leverage debit cards to recover financial sanity, how banks can better promote financial wellness—and how his organization provides free tools such as DebtIQ to help people get smarter about monitoring and managing personal debt. Disclaimer: Please note that any annual percentage yield (APY) rates discussed in the interview are variable and subject to change at any time, without notice, at the sole discretion of the bank.