Episode
Roth Conversion Ladder: Cut Taxes in Retirement Over 5 Years
- Published
- Jul 6, 2026
- Duration seconds
- 1573
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Summary
Send us Fan Mail What if the biggest tax bill of your retirement is completely avoidable? If you have $1 million or more sitting in a traditional IRA or 401(k), every dollar coming out will eventually be taxed as ordinary income. The real question is when you pay — and at what rate. In this episode, we break down the Roth conversion ladder strategy and how a disciplined five-year approach can dramatically reduce your tax burden in retirement. We cover how to sequence conversions, how to avoid...