{"podcast":{"title":"Your Money, Your Wealth","slug":"your-money-your-wealth-833911","podcast_index_feed_id":833911,"rss_url":"https://feeds.captivate.fm/your-money-your-wealth/","website_url":"http://yourmoneyyourwealth.com","image_url":"https://artwork.captivate.fm/7f020c3d-dd17-4c35-a02d-4efe7f20a328/ymywpodcast.jpg","author":"Your Money, Your Wealth","episode_count":587,"summary":"Making fun of finance. A US News & World Report \"Top 9 Personal Finance Podcast\" (2025) and \"Top 12 Retirement Podcast\" (2023). One of the \"10 Best Personal Finance YouTube Channels\" (CardRates, 2023). \"Best Retirement Podcast With Humor\" (FIPhysician, 2020-2024). Learn strategies that can help you retire successfully. Financial advisor Joe Anderson, CFP® and certified public accountant Big Al Clopine, CPA answer your money questions and spitball on your 401k, IRA, Roth conversions and backdoor Roth IRA, how to pay less taxes, asset allocation, stocks and bonds, real estate, and other investments, Social Security benefits, capital gains tax, 1031 exchange, early retirement, expenses and withdrawals, and more money and wealth management strategies. YMYW is retirement planning, investing, and tax reduction made fun, presented by Pure Financial Advisors - a fee-only financial planning firm. Pure Financial adheres to the fiduciary standard of care, in which we are required by law to act in the best interest of our clients at all times. Access free financial resources and episode transcripts, Ask Joe & Big Al On Air to get your Retirement Plan Spitball Analysis: http://YourMoneyYourWea…","last_synced_at":"2026-07-28T22:18:22.255959+00:00","page_url":"https://stenobird.com/podcast/your-money-your-wealth-833911"},"episode":{"title":"When Roth Conversions Don't Make Sense (And When They're a No-Brainer) - 576","slug":"when-roth-conversions-don-t-make-sense-and-when-they-re-a-no-brainer-576","published_at":"2026-04-07T18:00:00+00:00","page_url":"https://stenobird.com/podcast/your-money-your-wealth-833911/when-roth-conversions-don-t-make-sense-and-when-they-re-a-no-brainer-576","show_page_url":"https://stenobird.com/podcast/your-money-your-wealth-833911","url":"https://purefinancial.com/ymyw/podcasts/when-roth-conversions-dont-make-sense-when-theyre-a-no-brainer-576/","audio_url":"https://episodes.captivate.fm/episode/327d47d9-634a-4a5a-8b4b-e93ce9d24c56.mp3","summary":"Are Roth conversions worth it? We'll find out, today on Your Money, Your Wealth® podcast number 576. TJ in PA is gonna have huge capital gains. Joe and Big Al spitball on whether it's worth it for him to convert. Rebels Without a Gauze in New England are over 70. Is it too late for them to convert? How much should Biking Barnsey convert from his tax-deferred accounts to Roth each year, and are there any single ladies in the YMYW audience that would like to help him spend his retirement money? Finally, the fellas spitball on whether Zisi and his wife are being too aggressive with their conversion strategy. Free Financial Resources in This Episode: https://bit.ly/ymyw-576 (full show notes & episode transcript) Complete Roth Papers Package - free download: https://purefinancial.com/white-papers/the-complete-roth-papers-package/?utm_source=libsyn&utm_medium=podcast&utm_campaign=whitepaper-the-complete-roth-papers-package&utm_content=ymyw-pod-ep576-description-whitepaper Financial Assessment (Meet with an experienced professional): https://bit.ly/PureFreeAssessment Financial Blueprint (self-guided): https://bit.ly/PureFinancialBlueprint REQUEST your Retirement Spitball Analysis: https://bit.ly/AskJoeAndAl DOWNLOAD more free guides: https://bit.ly/PureGuides READ financial blogs: https://bit.ly/PureFinBlog WATCH educational videos: https://bit.ly/PureEdVideos SUBSCRIBE to the YMYW Newsletter: https://bit.ly/YMYWNewsletter Connect With Us: Subscribe on YouTube and join the conversation in the comments: https://bit.ly/YMYW-YT Subscribe or follow YMYW in your favorite podcast app: https://lnk.to/ymyw Leave your honest reviews and ratings in Apple Podcasts: https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254 Chapters: 00:00 - Intro: This Week on…","meta_description":"Are Roth conversions worth it? 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