{"podcast":{"title":"Your Money, Your Wealth","slug":"your-money-your-wealth-833911","podcast_index_feed_id":833911,"rss_url":"https://feeds.captivate.fm/your-money-your-wealth/","website_url":"http://yourmoneyyourwealth.com","image_url":"https://artwork.captivate.fm/7f020c3d-dd17-4c35-a02d-4efe7f20a328/ymywpodcast.jpg","author":"Your Money, Your Wealth","episode_count":587,"summary":"Making fun of finance. A US News & World Report \"Top 9 Personal Finance Podcast\" (2025) and \"Top 12 Retirement Podcast\" (2023). One of the \"10 Best Personal Finance YouTube Channels\" (CardRates, 2023). \"Best Retirement Podcast With Humor\" (FIPhysician, 2020-2024). Learn strategies that can help you retire successfully. Financial advisor Joe Anderson, CFP® and certified public accountant Big Al Clopine, CPA answer your money questions and spitball on your 401k, IRA, Roth conversions and backdoor Roth IRA, how to pay less taxes, asset allocation, stocks and bonds, real estate, and other investments, Social Security benefits, capital gains tax, 1031 exchange, early retirement, expenses and withdrawals, and more money and wealth management strategies. YMYW is retirement planning, investing, and tax reduction made fun, presented by Pure Financial Advisors - a fee-only financial planning firm. Pure Financial adheres to the fiduciary standard of care, in which we are required by law to act in the best interest of our clients at all times. Access free financial resources and episode transcripts, Ask Joe & Big Al On Air to get your Retirement Plan Spitball Analysis: http://YourMoneyYourWea…","last_synced_at":"2026-07-28T22:18:22.255959+00:00","page_url":"https://stenobird.com/podcast/your-money-your-wealth-833911"},"episode":{"title":"Tax-Smart Investing at Every Age: Starting Young or Catching Up - 568","slug":"tax-smart-investing-at-every-age-starting-young-or-catching-up-568","published_at":"2026-02-10T19:00:00+00:00","page_url":"https://stenobird.com/podcast/your-money-your-wealth-833911/tax-smart-investing-at-every-age-starting-young-or-catching-up-568","show_page_url":"https://stenobird.com/podcast/your-money-your-wealth-833911","url":"https://purefinancial.com/ymyw/podcasts/tax-smart-investing-every-age-starting-young-or-catching-up-568/","audio_url":"https://episodes.captivate.fm/episode/c7408a41-9aed-4b9b-957d-c64d047e6308.mp3","summary":"John Q. Taxpayer is in the home stretch of his career, looking for the best way to catch-up and build his tax-free bucket. Meanwhile, a pair of young financial nerds in Omaha are already strong savers, but they're wondering whether a simple \"VOO for life\" strategy is enough to help them reach multimillionaire status in retirement. Also, Janine retired unexpectedly. Can her remaining savings support a European retirement lifestyle? From Jonas Grumby's \"glitch in the matrix\" tax strategy to the potential tax nightmare of Dolly's literal sack of inherited gold coins, today on Your Money, Your Wealth® podcast 568, Joe Anderson, CFP® and Big Al Clopine, CPA. spitball on how folks from different generations with different situations can reach the same ultimate goal: positioning assets today to ensure the most tax-free wealth tomorrow. Plus, the fellas spitball on the \"double taxation\" trap of retirement plan loans for Pete in North Carolina, and the affordability of 50-year mortgages for Semper Fi in Michigan. Free Financial Resources in This Episode: https://bit.ly/ymyw-568 (full show notes & episode transcript) Why Asset Location Matters - free guide All About Asset Location - more free resources 15 Maneuvers to Duck an Unplanned Early Retirement Knockout - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Connect With Us: YouTube : Subscribe and join the conversation in the comments Podcast apps : subscribe or follow YMYW in your favorite Apple Podcasts : leave your honest reviews and ratings Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:05 - After-Tax 401(k) Catc…","meta_description":"John Q. Taxpayer is in the home stretch of his career, looking for the best way to catch-up and build his tax-free bucket. Meanwhile, a pair of young fina…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2652,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/your-money-your-wealth-833911/episodes/tax-smart-investing-at-every-age-starting-young-or-catching-up-568/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/your-money-your-wealth-833911/tax-smart-investing-at-every-age-starting-young-or-catching-up-568.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}