{"podcast":{"title":"Your Home Building Coach with Bill Reid","slug":"your-home-building-coach-with-bill-reid-7294250","podcast_index_feed_id":7294250,"rss_url":"https://feeds.captivate.fm/the-awakened-homeowner/","website_url":"https://www.theawakenedhomeowner.com/home-design-and-construction-podcast/","image_url":"https://artwork.captivate.fm/b602755f-cdb3-46bc-9625-b9e28d25f99e/Podcast-Cover-jpg.jpg","author":"William W. Reid","episode_count":67,"summary":"I'm Bill Reid and I will be along your side as Your Home Building Coach. Brought to you by The Awakened Homeowner Mission— your go-to podcast for real talk about designing, remodeling, and building your dream home! Hosted by Bill Reid, who's helped coordinate the design and construction of hundreds of new homes and remodels, this show is packed with insider secrets and smart strategies to help you crush your home goals. Building or remodeling can feel like a wild ride — but it doesn't have to be a nightmare. Here, you’ll get expert home remodeling advice, practical new home construction tips, and a full scoop on building a custom home without losing your mind (or your budget). We’ll walk you through renovation planning, share step-by-step home remodeling guides for homeowners, and spill the tea on common home building mistakes and how to avoid them. Thinking about diving into a remodel or new build? Find out exactly what to know before starting a home renovation and how to navigate the home building process like a pro. This podcast pairs perfectly with Bill's new book, The Awakened Homeowner — a must-read if you’re serious about creating a space that feels like home and makes smar…","last_synced_at":"2026-07-18T18:17:17.552267+00:00","page_url":"https://stenobird.com/podcast/your-home-building-coach-with-bill-reid-7294250"},"episode":{"title":"Homeowner Insurance During Renovation: The Gaps Nobody Warns You About","slug":"homeowner-insurance-during-renovation-the-gaps-nobody-warns-you-about","published_at":"2026-07-04T16:00:00+00:00","page_url":"https://stenobird.com/podcast/your-home-building-coach-with-bill-reid-7294250/homeowner-insurance-during-renovation-the-gaps-nobody-warns-you-about","show_page_url":"https://stenobird.com/podcast/your-home-building-coach-with-bill-reid-7294250","url":"https://www.theawakenedhomeowner.com/captivate-podcast/homeowner-insurance-during-renovation-the-gaps-nobody-warns-you-about","audio_url":"https://episodes.captivate.fm/episode/c982d63a-2cc7-446f-8985-8709802f140b.mp3","summary":"Your homeowner insurance during renovation can quietly stop protecting you precisely when your home is most exposed. Standard policies are built for homes you live in, not construction sites, and the language that creates gaps sits inside the policy waiting for a renovation to trigger it. This episode reveals the four specific places those gaps open, introduces the specialized coverage built for homes under construction, and gives you the simple phone calls that close every gap before your project starts. GET YOUR RENOVATION INSURANCE CHECKLIST FOR FREE! WHAT YOU'LL DISCOVER Standard homeowners policies fall short during construction in four predictable places. First, the work itself usually isn't covered — if your contractor does sloppy work or the remodel goes wrong, your policy looks at it as a workmanship problem, not a sudden accident. Second, vacancy clauses can reduce or suspend coverage when you move out during the renovation, which is exactly what sensible homeowners do. Third, the home may not count as your residence under the policy while construction is underway, turning what sounds like a technicality into a claim denial. Fourth, business activity exclusions can treat your renovation like a job site and step aside entirely. Builder's risk insurance is the policy designed specifically to cover homes during construction. It protects against weather damage, fire, theft, vandalism, and all the risks that hit a structure mid-build during the exact window when your standard policy gets nervous. The cost is modest relative to project size — usually a small line item protecting a six-figure renovation. You can require your contractor to carry it or obtain it yourself, often as an endorsement on your existing policy. The liability piece catches homeowners by surpri…","meta_description":"Your homeowner insurance during renovation can quietly stop protecting you precisely when your home is most exposed. Standard policies are built for homes…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1872,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/your-home-building-coach-with-bill-reid-7294250/episodes/homeowner-insurance-during-renovation-the-gaps-nobody-warns-you-about/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/your-home-building-coach-with-bill-reid-7294250/homeowner-insurance-during-renovation-the-gaps-nobody-warns-you-about.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}