{"podcast":{"title":"Yo Quiero Dinero","slug":"yo-quiero-dinero-245869","podcast_index_feed_id":245869,"rss_url":"https://feeds.acast.com/public/shows/61df3c8f051a2f001272041d","website_url":"https://yoquierodineropodcast.com","image_url":"https://assets.pippa.io/shows/61df3c8f051a2f001272041d/1744890191857-cad6e991-8108-4ead-87e0-73ffad831553.jpeg","author":"Jannese Torres","episode_count":386,"summary":"\"This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, & expenses.\" - BuzzFeed | Yo Quiero Dinero is an award-winning personal finance podcast that empowers listeners on topics like entrepreneurship, investing, financial independence & money mindset. Hosted by Jannese Torres, Latina money expert, award-winning author and serial entrepreneur. Known as “the swaggiest personal finance podcast\", each week we drop episodes brimming with POC-friendly personal finance knowledge, served with sazón! Tune in for all the money lessons you never learned. Visit us at YoQuieroDineroPodcast.com . Hosted on Acast. See acast.com/privacy for more information.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/yo-quiero-dinero-245869"},"episode":{"title":"The State Of Latina Wealth in America with Dr. Marlene Orozco","slug":"the-state-of-latina-wealth-in-america-with-dr-marlene-orozco","published_at":"2026-01-26T10:05:00+00:00","page_url":"https://stenobird.com/podcast/yo-quiero-dinero-245869/the-state-of-latina-wealth-in-america-with-dr-marlene-orozco","show_page_url":"https://stenobird.com/podcast/yo-quiero-dinero-245869","url":"https://shows.acast.com/yoquierodinero/episodes/the-state-of-latina-wealth-in-america-with-dr-marlene-orozco","audio_url":"https://sphinx.acast.com/p/open/s/61df3c8f051a2f001272041d/e/697687fc6e90c2a55d4d18df/media.mp3","summary":"In this data-packed episode of Yo Quiero Dinero , Jannese sits down with Dr. Marlene Orozco , founder of Stratified Insights and lead researcher behind one of the most comprehensive studies ever conducted on Latina wealth in America . Together, they break down the receipts real numbers, real stories, and real systems that explain why Latinas continue to earn less, save less, and carry more financial responsibility, despite being one of the fastest-growing economic forces in the country. This conversation goes beyond hot takes and dives into the structural barriers, cultural expectations, and systemic inequities shaping Latina wealth today from entrepreneurship and homeownership to caregiving, education, and retirement. If you’ve ever felt like you’re working twice as hard for half the reward… this episode will make you feel seen and fired up. What We Get Into 00:00 Why this Latina wealth data matters 01:10 Meet Dr. Marlene Orozco 04:25 First-gen roots & entrepreneurship 09:30 Necessity vs opportunity businesses 12:50 The Latina wealth paradox 17:45 The 27% pay gap explained 23:50 Entrepreneurship as a wealth strategy 29:55 Homeownership & credit barriers 34:10 Retirement & investment gaps 37:45 Financial first responders 47:40 The motherhood penalty 56:20 Hope, policy & what’s next Key Takeaways Latinas are not behind because of bad choices — the system is working exactly as designed. Education and entrepreneurship do increase earning potential, but they are not enough without access to capital and policy support. Caregiving, cultural expectations, and family responsibility significantly limit Latinas’ ability to save and invest. Homeownership remains a primary wealth strategy, but affordability, credit access, and insurance risks threaten long-term sta…","meta_description":"In this data-packed episode of Yo Quiero Dinero , Jannese sits down with Dr. Marlene Orozco , founder of Stratified Insights and lead researcher behind on…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3874,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/yo-quiero-dinero-245869/episodes/the-state-of-latina-wealth-in-america-with-dr-marlene-orozco/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/yo-quiero-dinero-245869/the-state-of-latina-wealth-in-america-with-dr-marlene-orozco.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}