{"podcast":{"title":"Yo Quiero Dinero","slug":"yo-quiero-dinero-245869","podcast_index_feed_id":245869,"rss_url":"https://feeds.acast.com/public/shows/61df3c8f051a2f001272041d","website_url":"https://yoquierodineropodcast.com","image_url":"https://assets.pippa.io/shows/61df3c8f051a2f001272041d/1744890191857-cad6e991-8108-4ead-87e0-73ffad831553.jpeg","author":"Jannese Torres","episode_count":386,"summary":"\"This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, & expenses.\" - BuzzFeed | Yo Quiero Dinero is an award-winning personal finance podcast that empowers listeners on topics like entrepreneurship, investing, financial independence & money mindset. Hosted by Jannese Torres, Latina money expert, award-winning author and serial entrepreneur. Known as “the swaggiest personal finance podcast\", each week we drop episodes brimming with POC-friendly personal finance knowledge, served with sazón! Tune in for all the money lessons you never learned. Visit us at YoQuieroDineroPodcast.com . Hosted on Acast. See acast.com/privacy for more information.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/yo-quiero-dinero-245869"},"episode":{"title":"How to Build a Money System That Actually Works for Your Family with Sahirenys Pierce","slug":"how-to-build-a-money-system-that-actually-works-for-your-family-with-sahirenys-pierce","published_at":"2026-03-09T00:00:00+00:00","page_url":"https://stenobird.com/podcast/yo-quiero-dinero-245869/how-to-build-a-money-system-that-actually-works-for-your-family-with-sahirenys-pierce","show_page_url":"https://stenobird.com/podcast/yo-quiero-dinero-245869","url":"https://yoquierodineropodcast.com/","audio_url":"https://sphinx.acast.com/p/open/s/61df3c8f051a2f001272041d/e/69a1f06c7221cfbf20d72446/media.mp3","summary":"What if having the right money system meant that when your family faced a crisis, finances were the last thing on your mind? In this episode, I'm sitting down with Sahirenys Pierce of Poised Finance and Lifestyle — one of the OG Latinas of personal finance on the internet — and she's sharing the story behind her High 5 Banking Method. Spoiler: it was born out of one of the scariest moments of her life, when her son needed open heart surgery and she realized that having organized finances meant she could focus entirely on him instead of scrambling for money. That's the real power of a system that works. We break down the full High 5 Banking Method — the five purpose-driven accounts, how to set them up without starting from scratch, when high-yield savings actually matters, and how to handle the very Latina reality of your family treating your emergency fund like a group savings account. We also get into her four household game changers that eliminate the mental load of running a home without losing your damn mind. Her book, The High 5 Banking Method: A Money System You Can Count On , drops March 3rd, 2026. Grab your copy — and one for someone you love too, because we're not out here building little rich silos.  WE GET INTO: 00:42 - Meet Sahirenys: Creator of the High 5 Banking Method 02:14 - Growing Up Watching Her Parents Lose Everything in 2008 05:33 - From Pharmacy School to Financial Planning 07:03 - Why Less Than 4% of CFPs Are People of Color 09:04 - How Her Son's Heart Defect Inspired a Money System 11:14 - Saving with Confidence: The Surgery Fund Story 13:10 - How the System Held Up When Everything Went Wrong at Once 14:42 - Breaking Down the 5 Accounts (2 Checking, 3 Savings) 17:46 - Bills Checking vs. Lifestyle Checking: What Goes Where 19:21 - Do All You…","meta_description":"What if having the right money system meant that when your family faced a crisis, finances were the last thing on your mind? In this episode, I'm sitting…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3063,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/yo-quiero-dinero-245869/episodes/how-to-build-a-money-system-that-actually-works-for-your-family-with-sahirenys-pierce/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/yo-quiero-dinero-245869/how-to-build-a-money-system-that-actually-works-for-your-family-with-sahirenys-pierce.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}