{"podcast":{"title":"Without the Bank Podcast","slug":"without-the-bank-podcast-1519613","podcast_index_feed_id":1519613,"rss_url":"https://withoutthebank.libsyn.com/rss","website_url":"https://withoutthebank.com","image_url":"https://static.libsyn.com/p/assets/a/1/a/1/a1a13eddb3d4f42e/WTB_-_Podcast_Cover_Art_-_Sq.jpg","author":"Mary Jo Irmen","episode_count":280,"summary":"The archaic system of giving up money today, taking on risk, and hoping to retire is B.S. This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth.","last_synced_at":"2026-07-30T20:20:59.436352+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613"},"episodes":[{"title":"Got Unexpected Money? Here's How To Protect It (Ep. 280)","slug":"got-unexpected-money-here-s-how-to-protect-it-ep-280","published_at":"2026-07-30T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/got-unexpected-money-here-s-how-to-protect-it-ep-280","url":"https://withoutthebank.libsyn.com/got-unexpected-money-heres-how-to-protect-it-ep-280","duration_seconds":1315,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/got-unexpected-money-here-s-how-to-protect-it-ep-280/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/got-unexpected-money-here-s-how-to-protect-it-ep-280.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Your Business Partner Won't Discuss This? It's a Massive Red Flag (Ep. 279)","slug":"your-business-partner-won-t-discuss-this-it-s-a-massive-red-flag-ep-279","published_at":"2026-07-23T12:16:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-business-partner-won-t-discuss-this-it-s-a-massive-red-flag-ep-279","url":"https://withoutthebank.libsyn.com/your-business-partner-wont-discuss-this-its-a-massive-red-flag-ep-279","duration_seconds":1350,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/your-business-partner-won-t-discuss-this-it-s-a-massive-red-flag-ep-279/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-business-partner-won-t-discuss-this-it-s-a-massive-red-flag-ep-279.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"The Art of Noticing: What The Noticer Taught Me About Marriage & Business (Ep. 278)","slug":"the-art-of-noticing-what-the-noticer-taught-me-about-marriage-business-ep-278","published_at":"2026-07-16T14:30:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-art-of-noticing-what-the-noticer-taught-me-about-marriage-business-ep-278","url":"https://withoutthebank.libsyn.com/ep-278-the-art-of-noticing-what-the-noticer-taught-me-about-marriage-and-business","duration_seconds":1103,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/the-art-of-noticing-what-the-noticer-taught-me-about-marriage-business-ep-278/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-art-of-noticing-what-the-noticer-taught-me-about-marriage-business-ep-278.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"The Top Infinite Banking Questions Everyone's Asking — Answered (Ep. 277)","slug":"the-top-infinite-banking-questions-everyone-s-asking-answered-ep-277","published_at":"2026-07-09T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-top-infinite-banking-questions-everyone-s-asking-answered-ep-277","url":"https://withoutthebank.libsyn.com/the-top-infinite-banking-questions-everyones-asking-answered-ep-277","duration_seconds":962,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/the-top-infinite-banking-questions-everyone-s-asking-answered-ep-277/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-top-infinite-banking-questions-everyone-s-asking-answered-ep-277.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"5 Money Lies That Are Silently Destroying Wealth (Ep. 276)","slug":"5-money-lies-that-are-silently-destroying-wealth-ep-276","published_at":"2026-07-02T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/5-money-lies-that-are-silently-destroying-wealth-ep-276","url":"https://withoutthebank.libsyn.com/5-money-lies-that-are-silently-destroying-wealth-ep-276","duration_seconds":1669,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/5-money-lies-that-are-silently-destroying-wealth-ep-276/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/5-money-lies-that-are-silently-destroying-wealth-ep-276.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Can you really build your own family bank? (Ep. 275)","slug":"can-you-really-build-your-own-family-bank-ep-275","published_at":"2026-06-25T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/can-you-really-build-your-own-family-bank-ep-275","url":"https://withoutthebank.libsyn.com/can-you-really-build-your-own-family-bank-ep-275","duration_seconds":1172,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/can-you-really-build-your-own-family-bank-ep-275/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/can-you-really-build-your-own-family-bank-ep-275.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Is Infinite Banking Too Good to Be True? Answering the Hardest IBC Questions (Ep. 274)","slug":"is-infinite-banking-too-good-to-be-true-answering-the-hardest-ibc-questions-ep-274","published_at":"2026-06-18T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/is-infinite-banking-too-good-to-be-true-answering-the-hardest-ibc-questions-ep-274","url":"https://withoutthebank.libsyn.com/is-infinite-banking-too-good-to-be-true-answering-the-hardest-ibc-questions-ep-274","duration_seconds":902,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/is-infinite-banking-too-good-to-be-true-answering-the-hardest-ibc-questions-ep-274/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/is-infinite-banking-too-good-to-be-true-answering-the-hardest-ibc-questions-ep-274.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"The Dangerous Question Your Financial Agent Is Ignoring (Ep. 273)","slug":"the-dangerous-question-your-financial-agent-is-ignoring-ep-273","published_at":"2026-06-11T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-dangerous-question-your-financial-agent-is-ignoring-ep-273","url":"https://withoutthebank.libsyn.com/the-dangerous-question-your-financial-agent-is-ignoring-ep-273","duration_seconds":1369,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/the-dangerous-question-your-financial-agent-is-ignoring-ep-273/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-dangerous-question-your-financial-agent-is-ignoring-ep-273.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"It Sounds Like Free Money... But Is It? (Ep. 272)","slug":"it-sounds-like-free-money-but-is-it-ep-272","published_at":"2026-06-04T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/it-sounds-like-free-money-but-is-it-ep-272","url":"https://withoutthebank.libsyn.com/it-sounds-like-free-money-but-is-it-ep-272","duration_seconds":1005,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/it-sounds-like-free-money-but-is-it-ep-272/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/it-sounds-like-free-money-but-is-it-ep-272.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"The 401k Deal Nobody Would Take | Average vs Actual Returns (Ep. 271)","slug":"the-401k-deal-nobody-would-take-average-vs-actual-returns-ep-271","published_at":"2026-05-28T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-401k-deal-nobody-would-take-average-vs-actual-returns-ep-271","url":"https://withoutthebank.libsyn.com/the-401k-deal-nobody-would-take-average-vs-actual-returns-ep-271","duration_seconds":824,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/the-401k-deal-nobody-would-take-average-vs-actual-returns-ep-271/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-401k-deal-nobody-would-take-average-vs-actual-returns-ep-271.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Your Spouse Dies — Now What? The Life Insurance Gap Nobody Warns You About (Ep. 270)","slug":"your-spouse-dies-now-what-the-life-insurance-gap-nobody-warns-you-about-ep-270","published_at":"2026-05-21T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-spouse-dies-now-what-the-life-insurance-gap-nobody-warns-you-about-ep-270","url":"https://withoutthebank.libsyn.com/your-spouse-dies-now-what-the-life-insurance-gap-nobody-warns-you-about-ep-270","duration_seconds":1078,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/your-spouse-dies-now-what-the-life-insurance-gap-nobody-warns-you-about-ep-270/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-spouse-dies-now-what-the-life-insurance-gap-nobody-warns-you-about-ep-270.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Why the Wealthy Never Stop Buying Life Insurance (Ep. 269)","slug":"why-the-wealthy-never-stop-buying-life-insurance-ep-269","published_at":"2026-05-14T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-the-wealthy-never-stop-buying-life-insurance-ep-269","url":"https://withoutthebank.libsyn.com/why-the-wealthy-never-stop-buying-life-insurance-ep-269","duration_seconds":1266,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/why-the-wealthy-never-stop-buying-life-insurance-ep-269/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-the-wealthy-never-stop-buying-life-insurance-ep-269.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Your 401k Isn't as Accessible as You Think (Ep. 268)","slug":"your-401k-isn-t-as-accessible-as-you-think-ep-268","published_at":"2026-05-07T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-401k-isn-t-as-accessible-as-you-think-ep-268","url":"https://withoutthebank.libsyn.com/ep-268-your-401k-isnt-as-accessible-as-you-think","duration_seconds":1030,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/your-401k-isn-t-as-accessible-as-you-think-ep-268/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-401k-isn-t-as-accessible-as-you-think-ep-268.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Gross Income Is a Lie — Here's What to Ask Instead (Ep. 267)","slug":"gross-income-is-a-lie-here-s-what-to-ask-instead-ep-267","published_at":"2026-04-30T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/gross-income-is-a-lie-here-s-what-to-ask-instead-ep-267","url":"https://withoutthebank.libsyn.com/ep-267-gross-income-is-a-lie-heres-what-to-ask-instead","duration_seconds":1218,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/gross-income-is-a-lie-here-s-what-to-ask-instead-ep-267/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/gross-income-is-a-lie-here-s-what-to-ask-instead-ep-267.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Why Being Debt-Free Could Leave You Broke (And What To Do Instead) (Ep. 266)","slug":"why-being-debt-free-could-leave-you-broke-and-what-to-do-instead-ep-266","published_at":"2026-04-23T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-being-debt-free-could-leave-you-broke-and-what-to-do-instead-ep-266","url":"https://withoutthebank.libsyn.com/why-being-debt-free-could-leave-you-broke-and-what-to-do-instead-ep-266","duration_seconds":1505,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/why-being-debt-free-could-leave-you-broke-and-what-to-do-instead-ep-266/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-being-debt-free-could-leave-you-broke-and-what-to-do-instead-ep-266.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Stop Wasting $168,000 on Youth Sports; Do This Instead (Ep. 265)","slug":"stop-wasting-168-000-on-youth-sports-do-this-instead-ep-265","published_at":"2026-04-16T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/stop-wasting-168-000-on-youth-sports-do-this-instead-ep-265","url":"https://withoutthebank.libsyn.com/stop-wasting-168000-on-youth-sports-do-this-instead-ep-265","duration_seconds":1120,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/stop-wasting-168-000-on-youth-sports-do-this-instead-ep-265/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/stop-wasting-168-000-on-youth-sports-do-this-instead-ep-265.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"The 401k Tax Bomb Nobody is Talking About (Ep. 264)","slug":"the-401k-tax-bomb-nobody-is-talking-about-ep-264","published_at":"2026-04-09T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-401k-tax-bomb-nobody-is-talking-about-ep-264","url":"https://withoutthebank.libsyn.com/the-401k-tax-bomb-nobody-is-talking-about-ep-264","duration_seconds":967,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/the-401k-tax-bomb-nobody-is-talking-about-ep-264/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-401k-tax-bomb-nobody-is-talking-about-ep-264.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Why Life Insurance Is Not Optional (Ep. 263)","slug":"why-life-insurance-is-not-optional-ep-263","published_at":"2026-04-02T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-life-insurance-is-not-optional-ep-263","url":"https://withoutthebank.libsyn.com/why-life-insurance-is-not-optional-ep-263","duration_seconds":1088,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/why-life-insurance-is-not-optional-ep-263/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-life-insurance-is-not-optional-ep-263.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Why Your 401(k) Isn't Growing Like You Think (Ep. 262)","slug":"why-your-401-k-isn-t-growing-like-you-think-ep-262","published_at":"2026-03-26T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-your-401-k-isn-t-growing-like-you-think-ep-262","url":"https://withoutthebank.libsyn.com/why-your-401k-isnt-growing-like-you-think-ep-262","duration_seconds":933,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/why-your-401-k-isn-t-growing-like-you-think-ep-262/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/why-your-401-k-isn-t-growing-like-you-think-ep-262.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Paying Cash is Costing You Millions (Ep. 261)","slug":"paying-cash-is-costing-you-millions-ep-261","published_at":"2026-03-19T10:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/paying-cash-is-costing-you-millions-ep-261","url":"https://withoutthebank.libsyn.com/paying-cash-is-costing-you-millions-ep-261","duration_seconds":1347,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/paying-cash-is-costing-you-millions-ep-261/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/paying-cash-is-costing-you-millions-ep-261.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"The Truth About \"No Money Down\" Mortgages (Ep. 260)","slug":"the-truth-about-no-money-down-mortgages-ep-260","published_at":"2026-03-12T12:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-truth-about-no-money-down-mortgages-ep-260","url":"https://withoutthebank.libsyn.com/the-truth-about-no-money-down-mortgages-ep-260","duration_seconds":1782,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/the-truth-about-no-money-down-mortgages-ep-260/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-truth-about-no-money-down-mortgages-ep-260.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Is College a Financial Trap? The Real Cost Parents Never Calculate (Ep. 259)","slug":"is-college-a-financial-trap-the-real-cost-parents-never-calculate-ep-259","published_at":"2026-03-05T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/is-college-a-financial-trap-the-real-cost-parents-never-calculate-ep-259","url":"https://withoutthebank.libsyn.com/ep-259-is-college-a-financial-trap-the-real-cost-parents-never-calculate","duration_seconds":1078,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/is-college-a-financial-trap-the-real-cost-parents-never-calculate-ep-259/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/is-college-a-financial-trap-the-real-cost-parents-never-calculate-ep-259.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Banks Push Interest Rates Because They Fear This Alternative (Ep. 258)","slug":"banks-push-interest-rates-because-they-fear-this-alternative-ep-258","published_at":"2026-02-26T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/banks-push-interest-rates-because-they-fear-this-alternative-ep-258","url":"https://withoutthebank.libsyn.com/banks-push-interest-rates-because-they-fear-this-alternative-ep-258","duration_seconds":741,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/banks-push-interest-rates-because-they-fear-this-alternative-ep-258/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/banks-push-interest-rates-because-they-fear-this-alternative-ep-258.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Retirement Means \"Taken Out Of Service\" - And That's The Problem (Ep. 257)","slug":"retirement-means-taken-out-of-service-and-that-s-the-problem-ep-257","published_at":"2026-02-19T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/retirement-means-taken-out-of-service-and-that-s-the-problem-ep-257","url":"https://withoutthebank.libsyn.com/ep-257-retirement-means-taken-out-of-service-and-thats-the-problem","duration_seconds":1082,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/retirement-means-taken-out-of-service-and-that-s-the-problem-ep-257/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/retirement-means-taken-out-of-service-and-that-s-the-problem-ep-257.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Build Your Banking System Before You Buy Your Next Vehicle (Ep. 256)","slug":"build-your-banking-system-before-you-buy-your-next-vehicle-ep-256","published_at":"2026-02-12T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/build-your-banking-system-before-you-buy-your-next-vehicle-ep-256","url":"https://withoutthebank.libsyn.com/ep-256-build-your-banking-system-before-you-buy-your-next-vehicle","duration_seconds":1242,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/build-your-banking-system-before-you-buy-your-next-vehicle-ep-256/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/build-your-banking-system-before-you-buy-your-next-vehicle-ep-256.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Insurance Companies Are Denying More Claims Than Ever—Here's Why (Ep. 255)","slug":"insurance-companies-are-denying-more-claims-than-ever-here-s-why-ep-255","published_at":"2026-02-05T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/insurance-companies-are-denying-more-claims-than-ever-here-s-why-ep-255","url":"https://withoutthebank.libsyn.com/ep-255-insurance-companies-are-denying-more-claims-than-everheres-why","duration_seconds":664,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/insurance-companies-are-denying-more-claims-than-ever-here-s-why-ep-255/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/insurance-companies-are-denying-more-claims-than-ever-here-s-why-ep-255.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Dividends vs. Interest: The Retirement Income Game Changer (Ep. 254)","slug":"dividends-vs-interest-the-retirement-income-game-changer-ep-254","published_at":"2026-01-29T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/dividends-vs-interest-the-retirement-income-game-changer-ep-254","url":"https://withoutthebank.libsyn.com/dividends-vs-interest-the-retirement-income-game-changer-ep-254","duration_seconds":1563,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/dividends-vs-interest-the-retirement-income-game-changer-ep-254/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/dividends-vs-interest-the-retirement-income-game-changer-ep-254.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Your Retirement at 65 Was Built On a Flawed Assumption (Ep. 253)","slug":"your-retirement-at-65-was-built-on-a-flawed-assumption-ep-253","published_at":"2026-01-22T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-retirement-at-65-was-built-on-a-flawed-assumption-ep-253","url":"https://withoutthebank.libsyn.com/ep-253-your-retirement-at-65-was-built-on-a-flawed-assumption","duration_seconds":2130,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/your-retirement-at-65-was-built-on-a-flawed-assumption-ep-253/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-retirement-at-65-was-built-on-a-flawed-assumption-ep-253.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"You Already Know Enough (So Why Aren't You Wealthy?) (Ep. 252)","slug":"you-already-know-enough-so-why-aren-t-you-wealthy-ep-252","published_at":"2026-01-15T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/you-already-know-enough-so-why-aren-t-you-wealthy-ep-252","url":"https://withoutthebank.libsyn.com/you-already-know-enough-so-why-arent-you-wealthy-ep-252","duration_seconds":910,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/you-already-know-enough-so-why-aren-t-you-wealthy-ep-252/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/you-already-know-enough-so-why-aren-t-you-wealthy-ep-252.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Your Kids' $1,000 Account Has a Catch | Here's Why (Ep. 251)","slug":"your-kids-1-000-account-has-a-catch-here-s-why-ep-251","published_at":"2026-01-08T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-kids-1-000-account-has-a-catch-here-s-why-ep-251","url":"https://withoutthebank.libsyn.com/ep-251-your-kids-1000-account-has-a-catch-heres-why","duration_seconds":1027,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/your-kids-1-000-account-has-a-catch-here-s-why-ep-251/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-kids-1-000-account-has-a-catch-here-s-why-ep-251.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Your Biggest Business Problem Isn't What You Think (Ep. 250)","slug":"your-biggest-business-problem-isn-t-what-you-think-ep-250","published_at":"2026-01-01T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-biggest-business-problem-isn-t-what-you-think-ep-250","url":"https://withoutthebank.libsyn.com/your-biggest-business-problem-isnt-what-you-think-ep-250","duration_seconds":1615,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/your-biggest-business-problem-isn-t-what-you-think-ep-250/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/your-biggest-business-problem-isn-t-what-you-think-ep-250.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"The Financial Independence Trap Nobody Warns You About (Ep. 249)","slug":"the-financial-independence-trap-nobody-warns-you-about-ep-249","published_at":"2025-12-25T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-financial-independence-trap-nobody-warns-you-about-ep-249","url":"https://withoutthebank.libsyn.com/ep-249-the-financial-independence-trap-nobody-warns-you-about","duration_seconds":1700,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/the-financial-independence-trap-nobody-warns-you-about-ep-249/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/the-financial-independence-trap-nobody-warns-you-about-ep-249.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Success Doesn't Look Like You Think (Ep. 248)","slug":"success-doesn-t-look-like-you-think-ep-248","published_at":"2025-12-18T16:01:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/success-doesn-t-look-like-you-think-ep-248","url":"https://withoutthebank.libsyn.com/success-doesnt-look-like-you-think-ep-248","duration_seconds":1224,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/success-doesn-t-look-like-you-think-ep-248/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/success-doesn-t-look-like-you-think-ep-248.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Whole Life vs. UL/IUL: Why Guarantees Win (Ep. 247)","slug":"whole-life-vs-ul-iul-why-guarantees-win-ep-247","published_at":"2025-12-11T11:00:00+00:00","page_url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/whole-life-vs-ul-iul-why-guarantees-win-ep-247","url":"https://withoutthebank.libsyn.com/ep-247-whole-life-vs-uliul-why-guarantees-win","duration_seconds":2430,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/without-the-bank-podcast-1519613/episodes/whole-life-vs-ul-iul-why-guarantees-win-ep-247/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/without-the-bank-podcast-1519613/whole-life-vs-ul-iul-why-guarantees-win-ep-247.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}]}