{"podcast":{"title":"White Coat Investor Podcast","slug":"white-coat-investor-podcast-725298","podcast_index_feed_id":725298,"rss_url":"https://whitecoatinvestor.libsyn.com/rss","website_url":"https://www.whitecoatinvestor.com/","image_url":"https://static.libsyn.com/p/assets/7/0/9/a/709a554d99c123acd959afa2a1bf1c87/Podcast_Logo_WCI_2026-20260101-ez8ro0a7zk.jpg","author":"Dr. Jim Dahle of the White Coat Investor","episode_count":761,"summary":"Host, Dr. James Dahle, is a practicing emergency physician and founder of the White Coat Investor Blog. Like the blog, the White Coat Investor Podcast, is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor—or, at least know enough to not get ripped off by a financial advisor! We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Learn more at http://whitecoatinvestor.com/","last_synced_at":"2026-07-06T14:20:44.307002+00:00","page_url":"https://stenobird.com/podcast/white-coat-investor-podcast-725298"},"episode":{"title":"MtoM #264: Paying Off $250,000 in Student Loans in a HCOL Area","slug":"mtom-264-paying-off-250-000-in-student-loans-in-a-hcol-area","published_at":"2026-03-02T08:00:00+00:00","page_url":"https://stenobird.com/podcast/white-coat-investor-podcast-725298/mtom-264-paying-off-250-000-in-student-loans-in-a-hcol-area","show_page_url":"https://stenobird.com/podcast/white-coat-investor-podcast-725298","url":"https://whitecoatinvestor.libsyn.com/mtom-264-paying-off-250000-in-student-loans-in-a-hcol-area","audio_url":"https://traffic.libsyn.com/secure/whitecoatinvestor/MtoM_264_-_Paying_Off_250000_in_Student_Loans_in_a_HCOL_Area.mp3?dest-id=464350","summary":"In this Milestones to Millionaire episode, we follow the financial journey of a gynecologic oncologist navigating student loans, a high cost of living, and the long runway to physician wealth. We discuss what it looks like to build wealth while still carrying debt, how short-term sacrifices can support long-term financial stability, and whether becoming a doctor still makes financial sense in today's environment. This episode highlights the tradeoffs, patience, and intentionality required during the early and mid-career years of medicine. These are the kinds of real-world financial decisions many physicians face—but rarely talk about openly. If you're a high-income physician, you already know how hard you work for every dollar. The question is: how much are you actually keeping after taxes? Gelt is a tax firm focused on proactive tax strategy, guided by expert CPAs and optimized via in-house AI tools. They work with physicians and practice owners to use the tax code more intelligently so your structure, deductions, and planning help you keep more of what you earn. As a White Coat Investor reader, you can book a free strategy intro at https://joingelt.com and receive 10% off your first year with Gelt. It's time to start using your tax plan as a lever for growth. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any ad…","meta_description":"In this Milestones to Millionaire episode, we follow the financial journey of a gynecologic oncologist navigating student loans, a high cost of living, an…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1716,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/white-coat-investor-podcast-725298/episodes/mtom-264-paying-off-250-000-in-student-loans-in-a-hcol-area/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/white-coat-investor-podcast-725298/mtom-264-paying-off-250-000-in-student-loans-in-a-hcol-area.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}