{"podcast":{"title":"Which?","slug":"which-1173816","podcast_index_feed_id":1173816,"rss_url":"https://feeds.captivate.fm/the-which-money-podcast/","website_url":"https://www.which.co.uk/podcasts","image_url":"https://artwork.captivate.fm/46ada3db-a785-4f42-8837-003957efcc9e/3XUEf5aK4u4q4FmdIwDbznqj.jpg","author":"Which?","episode_count":300,"summary":"Our presenters sit down with our team of consumer experts to give you useful advice to help make life simpler, fairer and safer for everyone. Which? Money is your home for money news and personal finance hacks. Which? Shorts is your home of narrated pieces from our suite of magazines. And stay tuned for other shows full of advice.","last_synced_at":"2026-07-31T10:19:44.415544+00:00","page_url":"https://stenobird.com/podcast/which-1173816"},"episode":{"title":"What you need to know about your pension to prepare for retirement","slug":"what-you-need-to-know-about-your-pension-to-prepare-for-retirement","published_at":"2026-04-23T23:15:00+00:00","page_url":"https://stenobird.com/podcast/which-1173816/what-you-need-to-know-about-your-pension-to-prepare-for-retirement","show_page_url":"https://stenobird.com/podcast/which-1173816","url":"https://www.which.co.uk/podcasts","audio_url":"https://episodes.captivate.fm/episode/20b0a310-f76c-47b0-bade-079819ab4b5c.mp3","summary":"With big decisions to be made with your pension pots, preparing for retirement can feel complex, but understanding your options is key to making the most of your money. In this live episode of Which? Money, recorded in front of a live virtual audience, Joanne Padilla from the Which? Money Helpline answers your questions on some of the most important aspects of retirement planning including the pros and cons of annuities vs drawdown. Plus Steves Tait, investment and financial planning director at HUB Financial Solutions and Philip Brown, head of DC, investment and lifetime savings at Pensions UK share their expertise on how much you might need to retire comfortably. We also explore tax-free lump sums, tax planning, and how to track down and combine old pension pots. Read more about retirement planning on our website & sign up for our free weekly Money newsletter Listen to our four-part pensions podcast series to learn more about retirement planning & s ign up for our free Retirement Planning newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine","meta_description":"With big decisions to be made with your pension pots, preparing for retirement can feel complex, but understanding your options is key to making the most…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3092,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/which-1173816/episodes/what-you-need-to-know-about-your-pension-to-prepare-for-retirement/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/which-1173816/what-you-need-to-know-about-your-pension-to-prepare-for-retirement.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}