{"podcast":{"title":"Wallet Wisdom","slug":"wallet-wisdom-117605","podcast_index_feed_id":117605,"rss_url":"https://feeds.castos.com/qmjn9","website_url":"https://www.wallet-wisdom.castos.com","image_url":"https://episodes.castos.com/64befa501537d5-65335944/images/f50f165b889959a5d43c38a1e4c3c7a9-1690821298-1400x1400-14445144.jpg","author":"studio33@lmcu.org (Lake Michigan Credit Union)","episode_count":62,"summary":"Welcome to the Wallet Wisdom podcast, presented by Lake Michigan Credit Union. Wallet Wisdom helps breakdown the in's & out's of financial aspects to bring answers to some of banking's more confusing and complex questions. At LMCU, our members trust us with their homes, earnings, and financial wellness. We take that trust very seriously. Wallet Wisdom is our way of helping our listeners better understand the financial world and how it relates to you.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/wallet-wisdom-117605"},"episode":{"title":"Episode 56: SMART Financial Goals: How to Build Better Money Habits","slug":"episode-56-smart-financial-goals-how-to-build-better-money-habits","published_at":"2026-01-16T22:56:43+00:00","page_url":"https://stenobird.com/podcast/wallet-wisdom-117605/episode-56-smart-financial-goals-how-to-build-better-money-habits","show_page_url":"https://stenobird.com/podcast/wallet-wisdom-117605","url":"https://wallet-wisdom.castos.com/episodes/episode-56-smart-financial-goals-how-to-build-better-money-habits","audio_url":"https://episodes.castos.com/64befa501537d5-65335944/2327619/c1e-8von3tv7z7qbq8m83-2507r00nbdd8-hxseqx.mp3","summary":"In this episode of Wallet Wisdom, Brett sits down with Savannah Girmscheid, LMCU's Financial Wellness Manager, to break down the #1 money mistake people make when setting financial goals: jumping in without truly understanding where they stand. Whether you’re just starting your financial journey or looking to refine your goals, this episode offers practical insights and tools to help you move forward with confidence. Learn more about LMCU’s financial wellness resources at: https://LMCU.org #WalletWisdomPodcast #LMCU #FinancialGoals #FinancialWellness #SmartGoals #MoneyManagement #CreditUnion --- The information provided in this podcast by Lake Michigan Credit Union is general education or marketing in nature and is not intended to be accounting, legal, tax, investment financial or other advice. Statements of individuals are their own and not LMCU’s. All topics discussed are information of a general nature and do not address the circumstances of any particular individual or entity. Consult an appropriate professional concerning your specific situation. As of the date of publishing or any future date this podcast is broadcast, all rates, fees, payments or other specific figures discussed are subject to change and are dependent upon your specific financial situation. All loan products discussed are subject to credit and collateral approval. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the podcast before making any decisions based on such information or other content. In exchange for listening to the podcast you agree not to hold LMCU, its affiliates, or any third-party service providers liable for any possible claim for damages arising from any decisions you make based on informa…","meta_description":"In this episode of Wallet Wisdom, Brett sits down with Savannah Girmscheid, LMCU's Financial Wellness Manager, to break down the #1 money mistake people m…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1971,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/wallet-wisdom-117605/episodes/episode-56-smart-financial-goals-how-to-build-better-money-habits/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/wallet-wisdom-117605/episode-56-smart-financial-goals-how-to-build-better-money-habits.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}