{"podcast":{"title":"Wallet Wisdom","slug":"wallet-wisdom-117605","podcast_index_feed_id":117605,"rss_url":"https://feeds.castos.com/qmjn9","website_url":"https://www.wallet-wisdom.castos.com","image_url":"https://episodes.castos.com/64befa501537d5-65335944/images/f50f165b889959a5d43c38a1e4c3c7a9-1690821298-1400x1400-14445144.jpg","author":"studio33@lmcu.org (Lake Michigan Credit Union)","episode_count":62,"summary":"Welcome to the Wallet Wisdom podcast, presented by Lake Michigan Credit Union. Wallet Wisdom helps breakdown the in's & out's of financial aspects to bring answers to some of banking's more confusing and complex questions. At LMCU, our members trust us with their homes, earnings, and financial wellness. We take that trust very seriously. Wallet Wisdom is our way of helping our listeners better understand the financial world and how it relates to you.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/wallet-wisdom-117605"},"episode":{"title":"Episode 51: How The Latest Fed Rates Impact Your Budget & Borrowing Power","slug":"episode-51-how-the-latest-fed-rates-impact-your-budget-borrowing-power","published_at":"2025-07-31T00:16:58+00:00","page_url":"https://stenobird.com/podcast/wallet-wisdom-117605/episode-51-how-the-latest-fed-rates-impact-your-budget-borrowing-power","show_page_url":"https://stenobird.com/podcast/wallet-wisdom-117605","url":"https://wallet-wisdom.castos.com/episodes/episode-51-how-the-latest-fed-rates-impact-your-budget-borrowing-power","audio_url":"https://episodes.castos.com/64befa501537d5-65335944/2101809/c1e-2qmxwbmkrowu67w02-8dq0vwd5an26-2rbnyv.mp3","summary":"In this episode of Wallet Wisdom, presented by Lake Michigan Credit Union, host Brett is joined by VP of Accounting, Tommy Minchew, and SVP of Finance, Mike Steele, to break down the Federal Reserve interest rate, how it affects your personal finances, and what you can do to stay financially strong in today’s economy. Whether you're saving, borrowing, or budgeting, this episode is packed with financial tips, debt consolidation strategies, and budgeting tools to help you make smarter money moves. Thanks for listening. The information provided in this podcast by Lake Michigan Credit Union is general education or marketing in nature and is not intended to be accounting, legal, tax, investment financial or other advice. Statements of individuals are their own and not LMCU’s. All topics discussed are information of a general nature and do not address the circumstances of any particular individual or entity. Consult an appropriate professional concerning your specific situation. As of the date of publishing or any future date this podcast is broadcast, all rates, fees, payments or other specific figures discussed are subject to change and are dependent upon your specific financial situation. All loan products discussed are subject to credit and collateral approval. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the podcast before making any decisions based on such information or other content. In exchange for listening to the podcast you agree not to hold LMCU, its affiliates, or any third-party service providers liable for any possible claim for damages arising from any decisions you make based on information made available to you or other content made available to you through the po…","meta_description":"In this episode of Wallet Wisdom, presented by Lake Michigan Credit Union, host Brett is joined by VP of Accounting, Tommy Minchew, and SVP of Finance, Mi…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1758,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/wallet-wisdom-117605/episodes/episode-51-how-the-latest-fed-rates-impact-your-budget-borrowing-power/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/wallet-wisdom-117605/episode-51-how-the-latest-fed-rates-impact-your-budget-borrowing-power.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}