{"podcast":{"title":"this is property","slug":"this-is-property-1179356","podcast_index_feed_id":1179356,"rss_url":"https://feeds.acast.com/public/shows/62fa0d8926f5af001280299c","website_url":"https://shows.acast.com/my-millennial-property","image_url":"https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg","author":"John Pidgeon & Rachelle Kroon","episode_count":352,"summary":"Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon , mortgage broker, investor, and founder of Sphere Home Loans , as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.","last_synced_at":"2026-07-15T08:19:37.636154+00:00","page_url":"https://stenobird.com/podcast/this-is-property-1179356"},"episode":{"title":"819 using equity vs saving cash, agent underquoting, help to buy + more","slug":"819-using-equity-vs-saving-cash-agent-underquoting-help-to-buy-more","published_at":"2026-05-19T19:10:00+00:00","page_url":"https://stenobird.com/podcast/this-is-property-1179356/819-using-equity-vs-saving-cash-agent-underquoting-help-to-buy-more","show_page_url":"https://stenobird.com/podcast/this-is-property-1179356","url":"https://shows.acast.com/my-millennial-property/episodes/819","audio_url":"https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/6a011d37c117aa79bf361d40/media.mp3","summary":"Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John & Rach discuss your questions about: 👉🏼 $500k equity in my PPOR, should I use it or save a separate cash deposit? 👉🏽 sell now to fund retirement or wait 5 years but risk it not being a seller's market? 👉🏾 single buyer with a $500k ceiling, is this the norm? What are my options? 👉🏿 why do agents underquote and what can buyers do about it? 👉🏻 I'm terrified of buying at the peak and ending up in negative equity! 👉 is the Help to Buy scheme worth it? 👉🏼 if wages aren't keeping up, can property really grow at 6% a year? this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.","meta_description":"Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https:…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2504,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/this-is-property-1179356/episodes/819-using-equity-vs-saving-cash-agent-underquoting-help-to-buy-more/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/this-is-property-1179356/819-using-equity-vs-saving-cash-agent-underquoting-help-to-buy-more.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}