{"podcast":{"title":"The Stacking Benjamins Show","slug":"the-stacking-benjamins-show-745268","podcast_index_feed_id":745268,"rss_url":"https://rss.art19.com/stacking-benjamins","website_url":"https://art19.com/shows/stacking-benjamins","image_url":"https://content.production.cdn.art19.com/images/87/54/4a/99/87544a99-93b0-43d7-ab5a-85740bd3c717/71bf0e7a9549bbb1bd6387061e4babe7de5f5f69871c51df6cacfb170f26c893bd355e9bb2fdd3aa95cab86caf5780843b407fb86f6bfd21137c7217811f3de5.jpeg","author":"Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP","episode_count":1501,"summary":"Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep. Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.” Every Monday, Wednesday, and Friday: expert guests, real headlines, listener questions, and Doug’s trivia. Topics include investing, retirement planning, budgeting, real estate, behavioral finance, taxes, and financial independence — for anyone who wants to be smarter about money without being talked down to. Subscribe to The 201 — the free newsletter that goes deeper than the show — at stackingbenjamins.com/201","last_synced_at":"2026-07-20T16:21:40.778249+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268"},"episode":{"title":"You Don't Need a Big Break to Become a Millionaire -- You Need a Better System (SB1823)","slug":"you-don-t-need-a-big-break-to-become-a-millionaire-you-need-a-better-system-sb1823","published_at":"2026-04-01T07:02:00+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/you-don-t-need-a-big-break-to-become-a-millionaire-you-need-a-better-system-sb1823","show_page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268","url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/7bfc22a8-c6f0-4dff-8dcd-1147dbb858f4.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","audio_url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/7bfc22a8-c6f0-4dff-8dcd-1147dbb858f4.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","summary":"Bola Sokunbi didn't start with advantages. She started with a $54,000 salary she never negotiated, a rollover IRA mistake that cost her 40% of her savings, a tenant who stopped paying rent for eight months, and a first year of business that generated exactly $200. She's also built one of the most influential personal finance brands in the country and helped millions of people on the path to becoming millionaires. The gap between those two things isn't luck. It's four pillars -- and she walks through all of them today. What You'll Walk Away With The four wealth-building pillars that work in any combination -- and why you only need one to start Why negotiating your salary isn't about being aggressive -- and the simple strategy Bola used to close a gap between $54,000 and the $70,000+ her peers were already making for the same work The rollover IRA mistake that cost Bola nearly 40% of her retirement savings in a single tax year -- and exactly how to avoid it Why the investing pillar isn't just a 401k -- and the specific questions to ask yourself to know if you're actually maximizing it The honest truth about real estate as a wealth-building vehicle -- including what Bola learned from eight months of unpaid rent and a judge who heard everything How to get into real estate investing without ever becoming a landlord The entrepreneurship timeline nobody posts on social media -- and the financial runway strategy that lets you build a business without blowing up your household finances Why the four pillars aren't meant to be pursued one at a time -- and how stacking them together is where the real wealth acceleration happens The one mindset shift that separates people who build wealth from people who keep waiting for the right moment Why starting late is a story we tell ourselv…","meta_description":"Bola Sokunbi didn't start with advantages. She started with a $54,000 salary she never negotiated, a rollover IRA mistake that cost her 40% of her savings…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3755,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-stacking-benjamins-show-745268/episodes/you-don-t-need-a-big-break-to-become-a-millionaire-you-need-a-better-system-sb1823/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/you-don-t-need-a-big-break-to-become-a-millionaire-you-need-a-better-system-sb1823.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}