{"podcast":{"title":"The Stacking Benjamins Show","slug":"the-stacking-benjamins-show-745268","podcast_index_feed_id":745268,"rss_url":"https://rss.art19.com/stacking-benjamins","website_url":"https://art19.com/shows/stacking-benjamins","image_url":"https://content.production.cdn.art19.com/images/87/54/4a/99/87544a99-93b0-43d7-ab5a-85740bd3c717/71bf0e7a9549bbb1bd6387061e4babe7de5f5f69871c51df6cacfb170f26c893bd355e9bb2fdd3aa95cab86caf5780843b407fb86f6bfd21137c7217811f3de5.jpeg","author":"Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP","episode_count":1501,"summary":"Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep. Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.” Every Monday, Wednesday, and Friday: expert guests, real headlines, listener questions, and Doug’s trivia. Topics include investing, retirement planning, budgeting, real estate, behavioral finance, taxes, and financial independence — for anyone who wants to be smarter about money without being talked down to. Subscribe to The 201 — the free newsletter that goes deeper than the show — at stackingbenjamins.com/201","last_synced_at":"2026-07-20T16:21:40.778249+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268"},"episode":{"title":"Where Are You Drawing the Line? How Smart Spenders Decide What to Cut and What to Keep (SB1845)","slug":"where-are-you-drawing-the-line-how-smart-spenders-decide-what-to-cut-and-what-to-keep-sb1845","published_at":"2026-05-22T08:01:00+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/where-are-you-drawing-the-line-how-smart-spenders-decide-what-to-cut-and-what-to-keep-sb1845","show_page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268","url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/33c8b616-dcd2-473d-ab86-391077d7946e.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","audio_url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/33c8b616-dcd2-473d-ab86-391077d7946e.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","summary":"Prices are up. Budgets are tighter. And people are making some surprising choices about what stays and what goes. The woman skipping the new laptop and the graduation dress is still booked for a Disney cruise, a Bruno Mars concert, and a trip to Lake Erie. It turns out inflation doesn't just squeeze your wallet -- it forces a conversation about what you actually value. Joe, OG, Paula Pant, and Doc G dig into where people are drawing the line, why experiences outlast stuff in the happiness research, and what each of them refuses to give up no matter what. What You'll Walk Away With Why people cut the easy stuff first -- and why that strategy relieves anxiety without actually solving the budget problem The research behind experiences vs. stuff: why the memory of a trip gets rosier over time while objects depreciate in more ways than one Doc G's spending happiness continuum -- from stuff to experiences to becoming a better version of yourself, and why the last one costs the least Why OG's DoorDash experiment was a two out of ten in year-to-date success -- and why four people pulling the rudder in the other direction matters The \"build from zero\" budget reframe that feels more empowering than cutting from the top down One roundtable member's rule that nothing is ever truly off the table when cash gets tight -- including the house and the private school What each panelist will never go cheap on -- and one answer involving prescription medications that lands differently than you'd expect The expenses that are dead to each of them -- and where Joe, OG, Paula, and Doc G land on first class flights and DoorDash Why the client who cut all Christmas spending had the best holiday season of their life Papa John's quarterly earnings data that tells you exactly how inflation is chang…","meta_description":"Prices are up. Budgets are tighter. And people are making some surprising choices about what stays and what goes. The woman skipping the new laptop and th…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3349,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-stacking-benjamins-show-745268/episodes/where-are-you-drawing-the-line-how-smart-spenders-decide-what-to-cut-and-what-to-keep-sb1845/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/where-are-you-drawing-the-line-how-smart-spenders-decide-what-to-cut-and-what-to-keep-sb1845.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}