{"podcast":{"title":"The Stacking Benjamins Show","slug":"the-stacking-benjamins-show-745268","podcast_index_feed_id":745268,"rss_url":"https://rss.art19.com/stacking-benjamins","website_url":"https://art19.com/shows/stacking-benjamins","image_url":"https://content.production.cdn.art19.com/images/87/54/4a/99/87544a99-93b0-43d7-ab5a-85740bd3c717/71bf0e7a9549bbb1bd6387061e4babe7de5f5f69871c51df6cacfb170f26c893bd355e9bb2fdd3aa95cab86caf5780843b407fb86f6bfd21137c7217811f3de5.jpeg","author":"Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP","episode_count":1501,"summary":"Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep. Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.” Every Monday, Wednesday, and Friday: expert guests, real headlines, listener questions, and Doug’s trivia. Topics include investing, retirement planning, budgeting, real estate, behavioral finance, taxes, and financial independence — for anyone who wants to be smarter about money without being talked down to. Subscribe to The 201 — the free newsletter that goes deeper than the show — at stackingbenjamins.com/201","last_synced_at":"2026-07-20T16:21:40.778249+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268"},"episode":{"title":"The Habits That Actually Make Millionaires (SB1842)","slug":"the-habits-that-actually-make-millionaires-sb1842","published_at":"2026-05-15T08:01:00+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/the-habits-that-actually-make-millionaires-sb1842","show_page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268","url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/c67532a8-0763-462d-bbbb-298b019036ff.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","audio_url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/c67532a8-0763-462d-bbbb-298b019036ff.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","summary":"What actually separates people who build lasting wealth from everyone else? Not the tips. Not the apps. The habits. Joe put the question to a panel of financial planners, coaches, and bloggers -- and turned it into a game. Seven habits, three rounds, two points up for grabs. Monica Scudieri, who paid off $257,000 in debt and reached financial independence in 10 years, joined OG and Jesse Cramer to find out how well the conventional wisdom matches what actually works. What You'll Walk Away With The seven millionaire habits Kiplinger identified -- and which ones the panel nailed, missed, and argued about Why continuously educating yourself about money remains one of the highest-leverage habits at any income level The networking truth wealthy people understand that most people don't -- and why \"who not how\" changes everything about how you approach your career and finances Monica's story: how she turned a divorce, $257,000 in debt, and three rounds of unemployment into financial independence in a decade Why living below your means isn't about deprivation -- it's about creating the margin that makes every other habit possible The pay yourself first argument that actually holds up when your budget is genuinely tight Why OG thinks waking up early is the worst advice in personal finance -- and what he thinks actually matters instead The book recommendations that shaped each panelist's financial philosophy -- including a deep dive on why passive investing still wins Why diversifying your income streams landed on the millionaire habits list -- and what that looks like in practice The complete list of seven habits, revealed at the end -- including the two the panel never guessed Why This Matters Now Millionaire habits get discussed constantly and followed inconsistently. The gap…","meta_description":"What actually separates people who build lasting wealth from everyone else? Not the tips. Not the apps. The habits. Joe put the question to a panel of fin…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3636,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-stacking-benjamins-show-745268/episodes/the-habits-that-actually-make-millionaires-sb1842/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/the-habits-that-actually-make-millionaires-sb1842.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}