{"podcast":{"title":"The Stacking Benjamins Show","slug":"the-stacking-benjamins-show-745268","podcast_index_feed_id":745268,"rss_url":"https://rss.art19.com/stacking-benjamins","website_url":"https://art19.com/shows/stacking-benjamins","image_url":"https://content.production.cdn.art19.com/images/87/54/4a/99/87544a99-93b0-43d7-ab5a-85740bd3c717/71bf0e7a9549bbb1bd6387061e4babe7de5f5f69871c51df6cacfb170f26c893bd355e9bb2fdd3aa95cab86caf5780843b407fb86f6bfd21137c7217811f3de5.jpeg","author":"Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP","episode_count":1501,"summary":"Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep. Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.” Every Monday, Wednesday, and Friday: expert guests, real headlines, listener questions, and Doug’s trivia. Topics include investing, retirement planning, budgeting, real estate, behavioral finance, taxes, and financial independence — for anyone who wants to be smarter about money without being talked down to. Subscribe to The 201 — the free newsletter that goes deeper than the show — at stackingbenjamins.com/201","last_synced_at":"2026-07-20T16:21:40.778249+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268"},"episode":{"title":"Retire by 30: Cody Berman on Building Financial Freedom Faster Than You Think (SB1850)","slug":"retire-by-30-cody-berman-on-building-financial-freedom-faster-than-you-think-sb1850","published_at":"2026-06-03T08:01:00+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/retire-by-30-cody-berman-on-building-financial-freedom-faster-than-you-think-sb1850","show_page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268","url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/688aa064-2d64-4fcb-8da4-1699bcd277b4.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","audio_url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/688aa064-2d64-4fcb-8da4-1699bcd277b4.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","summary":"Cody Berman had the $80,000 corporate job straight out of college, the four-hour daily commute, and the career path everyone said he should want. He hated all of it. By 25, he was financially free -- not because he stumbled into crypto or built a unicorn startup, but because he obsessively maximized the gap between what he made and what he spent, tried 30 different side hustles until a few of them worked, and built a life around what he actually valued. His new book is called Retire by 30. This episode is the conversation behind it. What You'll Walk Away With Why the title Retire by 30 is deliberately misleading -- and what Cody says the book is actually about The gap: why the spread between income and expenses matters more than your investment returns, especially at the beginning How Cody's co-host Justin hit financial freedom at 30 without a single side hustle -- just strategic corporate moves, index funds, and a 75-80% savings rate The house hacking math: why living in a multi-family property created a $3,000+ monthly swing compared to friends paying Boston rent What happened when Cody tried to sell Lauren on FIRE using a spreadsheet -- and the reframe that actually worked Why the big three (housing, transportation, food) move the needle infinitely more than cutting lattes and canceling Netflix The 30-side-hustle graveyard: which ones were the worst, which one was the most ridiculous, and the one breakout that still generates income today Purple's story: how someone retired on $500,000 and now has $1.1 million without adding another dollar to the pile The surprising thing financial freedom actually teaches you about yourself -- and why it's never a money problem after you hit the number What AI is actually good at for personal finance -- and why the more you already…","meta_description":"Cody Berman had the $80,000 corporate job straight out of college, the four-hour daily commute, and the career path everyone said he should want. He hated…","key_points":[],"chapters":[],"topics":[],"duration_seconds":4753,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-stacking-benjamins-show-745268/episodes/retire-by-30-cody-berman-on-building-financial-freedom-faster-than-you-think-sb1850/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/retire-by-30-cody-berman-on-building-financial-freedom-faster-than-you-think-sb1850.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}