{"podcast":{"title":"The Stacking Benjamins Show","slug":"the-stacking-benjamins-show-745268","podcast_index_feed_id":745268,"rss_url":"https://rss.art19.com/stacking-benjamins","website_url":"https://art19.com/shows/stacking-benjamins","image_url":"https://content.production.cdn.art19.com/images/87/54/4a/99/87544a99-93b0-43d7-ab5a-85740bd3c717/71bf0e7a9549bbb1bd6387061e4babe7de5f5f69871c51df6cacfb170f26c893bd355e9bb2fdd3aa95cab86caf5780843b407fb86f6bfd21137c7217811f3de5.jpeg","author":"Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP","episode_count":1501,"summary":"Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep. Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.” Every Monday, Wednesday, and Friday: expert guests, real headlines, listener questions, and Doug’s trivia. Topics include investing, retirement planning, budgeting, real estate, behavioral finance, taxes, and financial independence — for anyone who wants to be smarter about money without being talked down to. Subscribe to The 201 — the free newsletter that goes deeper than the show — at stackingbenjamins.com/201","last_synced_at":"2026-07-20T16:21:40.778249+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268"},"episode":{"title":"Mrs. Dow Jones on How to Become a Future Rich Person (Without Giving Up Your Life) SB1835","slug":"mrs-dow-jones-on-how-to-become-a-future-rich-person-without-giving-up-your-life-sb1835","published_at":"2026-04-29T08:00:00+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/mrs-dow-jones-on-how-to-become-a-future-rich-person-without-giving-up-your-life-sb1835","show_page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268","url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/3e601246-5a81-49e5-9302-5377d3d82251.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","audio_url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/3e601246-5a81-49e5-9302-5377d3d82251.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","summary":"Haley Sacks didn't grow up knowing what a 401k was. She was nannying for a kid named Winthrop on the Upper East Side, doing comedy at night, and getting paid cash under the table. Then she sat in an HR meeting and her eyes glazed over -- and she decided that was the last time she'd be caught unprepared with her own money. Today she's Mrs. Dow Jones, with millions of followers and a new book. The basement finally got her in the chair, and she did not hold back. What You'll Walk Away With The \"future rich person\" framework -- what separates people quietly building wealth from everyone else performing it Why the biggest wealth trap isn't overspending -- it's the psychological pull of looking rich before you are How automation is the real secret behind Haley's path to millionaire status -- and why willpower alone was never going to get her there The action movie analogy that finally makes the debt-versus-investing debate make sense -- and which one you tackle first Why your fixed expenses might be the actual problem -- and the two levers you can pull when the math doesn't work The \"money date\" habit that keeps Haley on track -- and how to make it something you'll actually do every month What a mise en place approach to your finances looks like -- and the four accounts every future rich person needs in place before anything else Why cutting spending has a floor but earning more doesn't -- and how to think creatively about your income ceiling The mortgage volatility conversation hiding in this episode -- including OG's take on where rates actually belong historically and why \"date the rate\" might be the most useful three words in real estate right now Why comparison is derailing more financial plans than bad investments ever could Why This Matters Now If you're in your 40s a…","meta_description":"Haley Sacks didn't grow up knowing what a 401k was. She was nannying for a kid named Winthrop on the Upper East Side, doing comedy at night, and getting p…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3819,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-stacking-benjamins-show-745268/episodes/mrs-dow-jones-on-how-to-become-a-future-rich-person-without-giving-up-your-life-sb1835/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/mrs-dow-jones-on-how-to-become-a-future-rich-person-without-giving-up-your-life-sb1835.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}