{"podcast":{"title":"The Stacking Benjamins Show","slug":"the-stacking-benjamins-show-745268","podcast_index_feed_id":745268,"rss_url":"https://rss.art19.com/stacking-benjamins","website_url":"https://art19.com/shows/stacking-benjamins","image_url":"https://content.production.cdn.art19.com/images/87/54/4a/99/87544a99-93b0-43d7-ab5a-85740bd3c717/71bf0e7a9549bbb1bd6387061e4babe7de5f5f69871c51df6cacfb170f26c893bd355e9bb2fdd3aa95cab86caf5780843b407fb86f6bfd21137c7217811f3de5.jpeg","author":"Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP","episode_count":1501,"summary":"Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep. Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.” Every Monday, Wednesday, and Friday: expert guests, real headlines, listener questions, and Doug’s trivia. Topics include investing, retirement planning, budgeting, real estate, behavioral finance, taxes, and financial independence — for anyone who wants to be smarter about money without being talked down to. Subscribe to The 201 — the free newsletter that goes deeper than the show — at stackingbenjamins.com/201","last_synced_at":"2026-07-20T16:21:40.778249+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268"},"episode":{"title":"How Much Should You Really Save Without Hating Your Life? SB1846","slug":"how-much-should-you-really-save-without-hating-your-life-sb1846","published_at":"2026-05-25T07:01:00+00:00","page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/how-much-should-you-really-save-without-hating-your-life-sb1846","show_page_url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268","url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/804206e7-bccd-4c9f-a667-4548a25467e5.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","audio_url":"https://pscrb.fm/rss/p/mgln.ai/e/345/rss.art19.com/episodes/804206e7-bccd-4c9f-a667-4548a25467e5.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","summary":"Everyone wants to know the magic savings number. Is it 10%? 15%? Half your paycheck while eating ketchup packets in the woods? In this Memorial Day basement hangout, Joe, OG, Doug, and Len Penzo cut through the personal finance nonsense and tackle the real question: How much should YOU actually save? Instead of guilt trips and impossible rules, the crew breaks down how real people build wealth while still enjoying life along the way. From automation tricks to lifestyle creep to using raises strategically, this episode is packed with practical ways to grow your savings without becoming financially miserable. Plus: Why most savings advice completely falls apart in real life The easiest way to increase your savings rate How automation quietly builds wealth Why your income matters more than coupon clipping The surprising power of “future you” Estate planning basics you absolutely should not ignore Why beneficiary forms matter more than your will Doug learns what “intestate” means… and thankfully it’s less gross than he thought Whether you’re just getting started or trying to level up your financial plan, this episode helps you stop chasing perfect numbers and start building momentum. Key Takeaways Why there’s no “perfect” savings rate How to increase savings without wrecking your lifestyle The psychological mistake that keeps people from saving Why small automated habits beat big dramatic changes The best places to find extra money fast How raises can supercharge wealth building The truth about lifestyle creep Estate planning basics everyone needs What happens if your beneficiaries are outdated Why trusts aren’t just for wealthy people  Resources Mentioned in This Episode Featured Tools, Guides & Resources The Vault Budgeting App Simplify budgeting, subscriptions,…","meta_description":"Everyone wants to know the magic savings number. Is it 10%? 15%? Half your paycheck while eating ketchup packets in the woods? In this Memorial Day baseme…","key_points":[],"chapters":[],"topics":[],"duration_seconds":4017,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-stacking-benjamins-show-745268/episodes/how-much-should-you-really-save-without-hating-your-life-sb1846/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-stacking-benjamins-show-745268/how-much-should-you-really-save-without-hating-your-life-sb1846.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}