{"podcast":{"title":"The ShiftShapers Podcast","slug":"the-shiftshapers-podcast-1089968","podcast_index_feed_id":1089968,"rss_url":"https://rss.buzzsprout.com/2045524.rss","website_url":"http://www.shiftshapersonline.com","image_url":"https://storage.buzzsprout.com/fvwr8v1pwsksxqclj4477ggzuj9o?.jpg","author":"David Saltzman","episode_count":555,"summary":"Change either paralyzes or energizes - the choice is yours. Hear from businesses and entrepreneurs who have become energized and who have profited by shaping the shifts in their markets and practices. Become a SHIFTSHAPERS INSIDER and get our latest download, advance notice of all podcasts, podcast summaries, and special INSIDER-ONLY content. INSIDER SIGN UP","last_synced_at":null,"page_url":"https://stenobird.com/podcast/the-shiftshapers-podcast-1089968"},"episode":{"title":"EP 534 ICHRAs = Choice And Control - With Chad Schneider, Thatch","slug":"ep-534-ichras-choice-and-control-with-chad-schneider-thatch","published_at":"2025-10-21T10:00:00+00:00","page_url":"https://stenobird.com/podcast/the-shiftshapers-podcast-1089968/ep-534-ichras-choice-and-control-with-chad-schneider-thatch","show_page_url":"https://stenobird.com/podcast/the-shiftshapers-podcast-1089968","url":"https://www.buzzsprout.com/2045524/episodes/18036230-ep-534-ichras-choice-and-control-with-chad-schneider-thatch.mp3","audio_url":"https://www.buzzsprout.com/2045524/episodes/18036230-ep-534-ichras-choice-and-control-with-chad-schneider-thatch.mp3","summary":"Healthcare costs keep climbing while employees want plans that actually fit their doctors, budgets, and lives. We tackle that tension head-on with Chad Schneider, head of broker channel at Thatch, and unpack how ICHRAs—individual coverage HRAs—let employers lock in predictable budgets while giving every employee real choice on the individual market. We start by demystifying ICHRAs and why 2024 became the breakout year: broader carrier participation, stronger individual risk pools, and better...","meta_description":"Healthcare costs keep climbing while employees want plans that actually fit their doctors, budgets, and lives. We tackle that tension head-on with Chad Sc…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1440,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-shiftshapers-podcast-1089968/episodes/ep-534-ichras-choice-and-control-with-chad-schneider-thatch/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-shiftshapers-podcast-1089968/ep-534-ichras-choice-and-control-with-chad-schneider-thatch.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}