{"podcast":{"title":"The ShiftShapers Podcast","slug":"the-shiftshapers-podcast-1089968","podcast_index_feed_id":1089968,"rss_url":"https://rss.buzzsprout.com/2045524.rss","website_url":"http://www.shiftshapersonline.com","image_url":"https://storage.buzzsprout.com/fvwr8v1pwsksxqclj4477ggzuj9o?.jpg","author":"David Saltzman","episode_count":555,"summary":"Change either paralyzes or energizes - the choice is yours. Hear from businesses and entrepreneurs who have become energized and who have profited by shaping the shifts in their markets and practices. Become a SHIFTSHAPERS INSIDER and get our latest download, advance notice of all podcasts, podcast summaries, and special INSIDER-ONLY content. INSIDER SIGN UP","last_synced_at":null,"page_url":"https://stenobird.com/podcast/the-shiftshapers-podcast-1089968"},"episode":{"title":"EP 534 ENCORE: Choice Without Chaos - with Chad Schneider","slug":"ep-534-encore-choice-without-chaos-with-chad-schneider","published_at":"2025-12-30T11:00:00+00:00","page_url":"https://stenobird.com/podcast/the-shiftshapers-podcast-1089968/ep-534-encore-choice-without-chaos-with-chad-schneider","show_page_url":"https://stenobird.com/podcast/the-shiftshapers-podcast-1089968","url":"https://www.buzzsprout.com/2045524/episodes/18263937-ep-534-encore-choice-without-chaos-with-chad-schneider.mp3","audio_url":"https://www.buzzsprout.com/2045524/episodes/18263937-ep-534-encore-choice-without-chaos-with-chad-schneider.mp3","summary":"We revisit how employers can control healthcare spend while expanding employee choice through ICRAs, with Chad Schneider of Thatch sharing what works, what breaks, and what’s next. We dig into change management, decision tools, dynamic contributions, and the broker’s evolving role. • Why ICRAs surged after 2020 and boomed in 2024 • Carrier expansion and a stronger individual market • The real barrier being change management and fintech • Decision support that mirrors travel-style shopping • ...","meta_description":"We revisit how employers can control healthcare spend while expanding employee choice through ICRAs, with Chad Schneider of Thatch sharing what works, wha…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1485,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-shiftshapers-podcast-1089968/episodes/ep-534-encore-choice-without-chaos-with-chad-schneider/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-shiftshapers-podcast-1089968/ep-534-encore-choice-without-chaos-with-chad-schneider.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}