{"podcast":{"title":"The Safe Money Retirement Show","slug":"the-safe-money-retirement-show-3499283","podcast_index_feed_id":3499283,"rss_url":"https://rss.buzzsprout.com/1995512.rss","website_url":"https://www.SafeMoneyRetirement.com","image_url":"https://storage.buzzsprout.com/4tzl1a2z8yh33gm7ugnebepziqy6?.jpg","author":"Tim Wood. Certified Financial Fiduciary®","episode_count":255,"summary":"Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more. Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood. You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.","last_synced_at":"2026-07-25T02:21:22.481398+00:00","page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283"},"episode":{"title":"Why Procrastinating on Retirement Planning Gets Expensive","slug":"why-procrastinating-on-retirement-planning-gets-expensive","published_at":"2026-04-17T15:00:00+00:00","page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/why-procrastinating-on-retirement-planning-gets-expensive","show_page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283","url":"https://www.buzzsprout.com/1995512/episodes/19032376-why-procrastinating-on-retirement-planning-gets-expensive.mp3","audio_url":"https://www.buzzsprout.com/1995512/episodes/19032376-why-procrastinating-on-retirement-planning-gets-expensive.mp3","summary":"One bad market swing early in retirement can undo decades of saving. In this episode, Tim Wood explains why sequence‑of‑returns risk, poor diversification, and procrastination are some of the most expensive mistakes retirees make. Using real‑world examples, including his own family’s experience, Tim breaks down the critical shift from growth to protection as retirement approaches. The conversation also explores how often portfolios should be reviewed, why “diversified” doesn’t always mean saf...","meta_description":"One bad market swing early in retirement can undo decades of saving. In this episode, Tim Wood explains why sequence‑of‑returns risk, poor diversification…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2083,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-safe-money-retirement-show-3499283/episodes/why-procrastinating-on-retirement-planning-gets-expensive/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/why-procrastinating-on-retirement-planning-gets-expensive.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}