{"podcast":{"title":"The Safe Money Retirement Show","slug":"the-safe-money-retirement-show-3499283","podcast_index_feed_id":3499283,"rss_url":"https://rss.buzzsprout.com/1995512.rss","website_url":"https://www.SafeMoneyRetirement.com","image_url":"https://storage.buzzsprout.com/4tzl1a2z8yh33gm7ugnebepziqy6?.jpg","author":"Tim Wood. Certified Financial Fiduciary®","episode_count":255,"summary":"Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more. Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood. You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.","last_synced_at":"2026-07-25T02:21:22.481398+00:00","page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283"},"episode":{"title":"The Retirement Shift Most Investors Aren’t Prepared For","slug":"the-retirement-shift-most-investors-aren-t-prepared-for","published_at":"2026-02-20T15:00:00+00:00","page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/the-retirement-shift-most-investors-aren-t-prepared-for","show_page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283","url":"https://www.buzzsprout.com/1995512/episodes/18717977-the-retirement-shift-most-investors-aren-t-prepared-for.mp3","audio_url":"https://www.buzzsprout.com/1995512/episodes/18717977-the-retirement-shift-most-investors-aren-t-prepared-for.mp3","summary":"Having a large retirement balance doesn’t automatically mean you have a retirement paycheck. In this episode, Tim Wood explains why the transition from saving to spending requires an entirely different strategy as retirement approaches. He discusses market volatility, the limits of withdrawal rules, and why income planning matters more than account balances once paychecks stop. Tim also breaks down the difference between “if‑come” and guaranteed income, why assets alone can create stress, and...","meta_description":"Having a large retirement balance doesn’t automatically mean you have a retirement paycheck. In this episode, Tim Wood explains why the transition from sa…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1616,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-safe-money-retirement-show-3499283/episodes/the-retirement-shift-most-investors-aren-t-prepared-for/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/the-retirement-shift-most-investors-aren-t-prepared-for.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}