{"podcast":{"title":"The Safe Money Retirement Show","slug":"the-safe-money-retirement-show-3499283","podcast_index_feed_id":3499283,"rss_url":"https://rss.buzzsprout.com/1995512.rss","website_url":"https://www.SafeMoneyRetirement.com","image_url":"https://storage.buzzsprout.com/4tzl1a2z8yh33gm7ugnebepziqy6?.jpg","author":"Tim Wood. Certified Financial Fiduciary®","episode_count":255,"summary":"Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more. Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood. You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.","last_synced_at":"2026-07-25T02:21:22.481398+00:00","page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283"},"episode":{"title":"The Million‑Dollar Myth: Why Most Retirees Don’t Need It","slug":"the-million-dollar-myth-why-most-retirees-don-t-need-it","published_at":"2026-01-29T16:00:00+00:00","page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/the-million-dollar-myth-why-most-retirees-don-t-need-it","show_page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283","url":"https://www.buzzsprout.com/1995512/episodes/18591094-the-million-dollar-myth-why-most-retirees-don-t-need-it.mp3","audio_url":"https://www.buzzsprout.com/1995512/episodes/18591094-the-million-dollar-myth-why-most-retirees-don-t-need-it.mp3","summary":"What if the “million‑dollar rule” is distracting you from what really matters in retirement? In this episode, Tim Wood and special guest Melissa Wood unpack why only 3% of Americans hit that number—and why the other 97% can still build a solid retirement with the right strategy. Tim explains how to protect what you’ve saved, prepare for the market bubble that’s coming sooner or later, and decide how much risk is truly appropriate. You’ll also hear how part‑time retirement, budgeting, and guar...","meta_description":"What if the “million‑dollar rule” is distracting you from what really matters in retirement? In this episode, Tim Wood and special guest Melissa Wood unpa…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1811,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-safe-money-retirement-show-3499283/episodes/the-million-dollar-myth-why-most-retirees-don-t-need-it/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/the-million-dollar-myth-why-most-retirees-don-t-need-it.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}