{"podcast":{"title":"The Safe Money Retirement Show","slug":"the-safe-money-retirement-show-3499283","podcast_index_feed_id":3499283,"rss_url":"https://rss.buzzsprout.com/1995512.rss","website_url":"https://www.SafeMoneyRetirement.com","image_url":"https://storage.buzzsprout.com/4tzl1a2z8yh33gm7ugnebepziqy6?.jpg","author":"Tim Wood. Certified Financial Fiduciary®","episode_count":255,"summary":"Join me weekly for discussions about Retirement Tax Planning, Guaranteed Lifetime Income plans, ZERO-LOSS Growth Strategies, Legacy Planning, Long Term Care, Roth Conversions, and more. Hosted by Certified Financial Fiduciary®, member of Ed Slott's Elite IRA Advisor Group℠, Founder of Safe Money Retirement®, and the #1 Bestselling Author of Safe Money Retirement: Your Game Plan for Success, Tim Wood. You can get more info and a FREE copy of my book at www.SafeMoneyRetirement.com.","last_synced_at":"2026-07-25T02:21:22.481398+00:00","page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283"},"episode":{"title":"The Hidden Math That Breaks Retirement Plans","slug":"the-hidden-math-that-breaks-retirement-plans","published_at":"2026-03-06T15:00:00+00:00","page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/the-hidden-math-that-breaks-retirement-plans","show_page_url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283","url":"https://www.buzzsprout.com/1995512/episodes/18801825-the-hidden-math-that-breaks-retirement-plans.mp3","audio_url":"https://www.buzzsprout.com/1995512/episodes/18801825-the-hidden-math-that-breaks-retirement-plans.mp3","summary":"One market downturn at the wrong time can permanently change a retirement. In this episode, Tim Wood explains why timing matters far more once withdrawals begin and how sequence‑of‑returns risk can quietly derail even well‑funded plans. The discussion contrasts asset growth with income planning, explores why moving entirely to cash can backfire against inflation, and highlights how guaranteed income can reduce stress during volatile markets. Real‑world stories show how simplifying accounts, s...","meta_description":"One market downturn at the wrong time can permanently change a retirement. In this episode, Tim Wood explains why timing matters far more once withdrawals…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1665,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-safe-money-retirement-show-3499283/episodes/the-hidden-math-that-breaks-retirement-plans/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-safe-money-retirement-show-3499283/the-hidden-math-that-breaks-retirement-plans.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}