{"podcast":{"title":"The Real Credit Talk show","slug":"the-real-credit-talk-show-7816463","podcast_index_feed_id":7816463,"rss_url":"https://media.rss.com/the-real-credit-talk-show/feed.xml","website_url":"https://beyondcreditlimits.com/","image_url":"https://media.rss.com/the-real-credit-talk-show/20260203_030246_28bf8e1a90b8824afc8db8d02a0a40ca.png","author":"Tiana A Mayers","episode_count":16,"summary":"The Real Credit Talk Show breaks down how credit really works—without myths, shame, or scare tactics. Hosted by credit strategist Tiana Mayers, each episode delivers straight talk on credit, debt, financial recovery, and consumer rights, with real scenarios and practical insight you can actually use. No fluff. No judgment. Just real conversations that help you move smarter, protect your money, and take control of your financial future. A Beyond Credit Limits production. 🌐 BeyondCreditLimits.com © Beyond Credit Limits Corporation. All rights reserved.","last_synced_at":"2026-07-30T12:18:10.527977+00:00","page_url":"https://stenobird.com/podcast/the-real-credit-talk-show-7816463"},"episode":{"title":"The Biggest Credit Myths That Are Costing You Money","slug":"the-biggest-credit-myths-that-are-costing-you-money","published_at":"2026-07-02T01:00:00+00:00","page_url":"https://stenobird.com/podcast/the-real-credit-talk-show-7816463/the-biggest-credit-myths-that-are-costing-you-money","show_page_url":"https://stenobird.com/podcast/the-real-credit-talk-show-7816463","url":"https://rss.com/podcasts/the-real-credit-talk-show/2958320","audio_url":"https://content.rss.com/episodes/370686/2958320/the-real-credit-talk-show/2026_07_01_21_48_11_92282a04-a1ad-4c41-b5e6-17f4bc41bb6e.mp3","summary":"Think you know how credit works? Think again. Some of the most common credit advice being shared online is either incomplete, outdated, or completely wrong—and believing these myths could be costing you thousands of dollars in higher interest rates, loan denials, and missed financial opportunities. In this episode of The Real Credit Talk Show , we're exposing the biggest credit myths that continue to confuse consumers every day. Learn what actually impacts your credit, what lenders really look at, and how to avoid the costly mistakes that keep people financially stuck. In this episode, we discuss: Why carrying a balance does not help your credit score. The truth about checking your own credit. Whether paying off collections automatically improves your credit. The real impact of closing old credit cards. The difference between myths and actual credit scoring factors. Why \"credit repair hacks\" found on social media often backfire. What lenders really pay attention to before approving your application. Practical strategies to build stronger credit the right way. Whether you're rebuilding your credit, preparing to buy a home, finance a vehicle, or simply want to understand how the credit system really works, this episode separates fact from fiction. 🎧 Listen now: iHeartRadio Apple Podcasts Spotify Pandora Amazon Music Podcast Index TrueFans Podverse PodLP Podcast Guru Pocket Casts Deezer TuneIn 📲 Follow: @therealcredittalkshow @realcredittalkshow @beyondcreditlimits 🌐 www.beyondcreditlimits.com","meta_description":"Think you know how credit works? Think again. Some of the most common credit advice being shared online is either incomplete, outdated, or completely wron…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1934,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-real-credit-talk-show-7816463/episodes/the-biggest-credit-myths-that-are-costing-you-money/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-real-credit-talk-show-7816463/the-biggest-credit-myths-that-are-costing-you-money.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}