{"podcast":{"title":"The Property Trio (formerly The Property Planner, Buyer and Professor)","slug":"the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693","podcast_index_feed_id":1182693,"rss_url":"https://www.spreaker.com/show/5827296/episodes/feed","website_url":"https://www.propertytrio.com.au/","image_url":"https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/00e1ea5d520a541df21fd66945dcb49f.jpg","author":"Cate Bakos, David Johnston and Mike Mortlock","episode_count":374,"summary":"Formerly The Property Planner, Buyer and Professor, our show rebranded in 2023 to The Property Trio. Residential property is the only asset class we live in, it is where we raise our families, and it is our most expensive investment, yet property advice remains unregulated. Our objective is to educate time-poor professionals through deep insights from our experts who have provided thousands of Australians with personalised advice and education spanning two decades. In a climate where we are overloaded with information and one size fits all recommendations from the media, well-meaning friends and family and so-called advisers, we will distill the raw truth from the ill-informed. So join the Property Planner, David Johnston, The Property Buyer, Cate Bakos and the Quantity Surveyor, Mike Mortlock as they take you on a journey of discovery through the maze of property, mortgage, and money decisions to empower you to create your ideal lifestyle! Links to your hosts: https://www.catebakos.com.au/ https://propertyplanning.com.au/ https://www.mcgqs.com.au/","last_synced_at":"2026-07-27T22:19:14.349878+00:00","page_url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693"},"episode":{"title":"#371: The Retirement Countdown - Is Adding One More Property to Your Portfolio Close to Retirement a Smart Move or a Step Too Far?","slug":"371-the-retirement-countdown-is-adding-one-more-property-to-your-portfolio-close-to-retirement-a-smart-move-or-a-step-too-far","published_at":"2026-07-20T11:10:50+00:00","page_url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/371-the-retirement-countdown-is-adding-one-more-property-to-your-portfolio-close-to-retirement-a-smart-move-or-a-step-too-far","show_page_url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693","url":"https://www.propertytrio.com.au/2026/07/20/the-retirement-countdown/","audio_url":"https://api.spreaker.com/download/episode/73066722/pt_ep_371_listener_question_scott.mp3","summary":"This week, Cate and Dave answer a thoughtful listener question from Scott, who is approaching retirement with five investment properties, positive cash flow and a big decision to make. Should he borrow to buy a $500,000 Melbourne apartment, or focus on preserving wealth? Dave explores retirement planning, portfolio purpose, debt and cash flow, while Cate examines whether Melbourne's affordable apartments and units could benefit from changing investor behaviour following the recent negative gearing reforms. T hey also discuss investment-grade apartment selection, owner's corporation costs, and long-term capital growth prospects. This is a practical conversation for investors planning their next chapter. The Property Trio is: David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/ Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/ Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/ 📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/ Shownotes: https://www.propertytrio.com.au/2026/07/20/the-retirement-countdown/","meta_description":"This week, Cate and Dave answer a thoughtful listener question from Scott, who is approaching retirement with five investment properties, positive cash fl…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3299,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/episodes/371-the-retirement-countdown-is-adding-one-more-property-to-your-portfolio-close-to-retirement-a-smart-move-or-a-step-too-far/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/371-the-retirement-countdown-is-adding-one-more-property-to-your-portfolio-close-to-retirement-a-smart-move-or-a-step-too-far.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}