{"podcast":{"title":"The Property Trio (formerly The Property Planner, Buyer and Professor)","slug":"the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693","podcast_index_feed_id":1182693,"rss_url":"https://www.spreaker.com/show/5827296/episodes/feed","website_url":"https://www.propertytrio.com.au/","image_url":"https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/00e1ea5d520a541df21fd66945dcb49f.jpg","author":"Cate Bakos, David Johnston and Mike Mortlock","episode_count":374,"summary":"Formerly The Property Planner, Buyer and Professor, our show rebranded in 2023 to The Property Trio. Residential property is the only asset class we live in, it is where we raise our families, and it is our most expensive investment, yet property advice remains unregulated. Our objective is to educate time-poor professionals through deep insights from our experts who have provided thousands of Australians with personalised advice and education spanning two decades. In a climate where we are overloaded with information and one size fits all recommendations from the media, well-meaning friends and family and so-called advisers, we will distill the raw truth from the ill-informed. So join the Property Planner, David Johnston, The Property Buyer, Cate Bakos and the Quantity Surveyor, Mike Mortlock as they take you on a journey of discovery through the maze of property, mortgage, and money decisions to empower you to create your ideal lifestyle! Links to your hosts: https://www.catebakos.com.au/ https://propertyplanning.com.au/ https://www.mcgqs.com.au/","last_synced_at":"2026-07-27T22:19:14.349878+00:00","page_url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693"},"episode":{"title":"#369: The Negative Gearing Loophole Available for Established Properties that No One’s Talking About","slug":"369-the-negative-gearing-loophole-available-for-established-properties-that-no-one-s-talking-about","published_at":"2026-07-06T07:57:46+00:00","page_url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/369-the-negative-gearing-loophole-available-for-established-properties-that-no-one-s-talking-about","show_page_url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693","url":"https://www.propertytrio.com.au/2026/07/06/a-negative-gearing-option-open-to-millions/","audio_url":"https://api.spreaker.com/download/episode/72835624/pt_ep_369_the_negative_gearing_loophole.mp3","summary":"Australia's negative gearing changes have created an important opportunity for existing homeowners that many people have overlooked. In this episode, Cate, Dave and Mike explain how grandfathering rules could allow eligible homeowners to retain negative gearing benefits if they later convert their home into an investment property. The trio explores why mortgage structure matters, the strategic use of interest-only lending and offset accounts, and how repayment choices made today can influence future tax outcomes. They also discuss upgrade-and-retain strategies, rentvesting, cash flow management and the importance of seeking advice before making property or lending decisions. The Property Trio is: David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/ Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/ Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/ 📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/ Shownotes: https://www.propertytrio.com.au/2026/07/06/a-negative-gearing-option-open-to-millions/","meta_description":"Australia's negative gearing changes have created an important opportunity for existing homeowners that many people have overlooked. In this episode, Cate…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2735,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/episodes/369-the-negative-gearing-loophole-available-for-established-properties-that-no-one-s-talking-about/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/369-the-negative-gearing-loophole-available-for-established-properties-that-no-one-s-talking-about.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}