{"podcast":{"title":"The Property Trio (formerly The Property Planner, Buyer and Professor)","slug":"the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693","podcast_index_feed_id":1182693,"rss_url":"https://www.spreaker.com/show/5827296/episodes/feed","website_url":"https://www.propertytrio.com.au/","image_url":"https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/00e1ea5d520a541df21fd66945dcb49f.jpg","author":"Cate Bakos, David Johnston and Mike Mortlock","episode_count":374,"summary":"Formerly The Property Planner, Buyer and Professor, our show rebranded in 2023 to The Property Trio. Residential property is the only asset class we live in, it is where we raise our families, and it is our most expensive investment, yet property advice remains unregulated. Our objective is to educate time-poor professionals through deep insights from our experts who have provided thousands of Australians with personalised advice and education spanning two decades. In a climate where we are overloaded with information and one size fits all recommendations from the media, well-meaning friends and family and so-called advisers, we will distill the raw truth from the ill-informed. So join the Property Planner, David Johnston, The Property Buyer, Cate Bakos and the Quantity Surveyor, Mike Mortlock as they take you on a journey of discovery through the maze of property, mortgage, and money decisions to empower you to create your ideal lifestyle! Links to your hosts: https://www.catebakos.com.au/ https://propertyplanning.com.au/ https://www.mcgqs.com.au/","last_synced_at":"2026-07-27T22:19:14.349878+00:00","page_url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693"},"episode":{"title":"#367: The Wealth-Building Balancing Act - Property, Shares, Debt, Cash Flow and the Question of How Much is Enough?","slug":"367-the-wealth-building-balancing-act-property-shares-debt-cash-flow-and-the-question-of-how-much-is-enough","published_at":"2026-06-22T10:53:18+00:00","page_url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/367-the-wealth-building-balancing-act-property-shares-debt-cash-flow-and-the-question-of-how-much-is-enough","show_page_url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693","url":"https://www.propertytrio.com.au/2026/06/22/wealth-building-balancing-act/","audio_url":"https://api.spreaker.com/download/episode/72630275/pt_ep_367.mp3","summary":"This week, The Trio answer a fascinating listener question from Tom, who has built a $12 million property portfolio and is now facing a different challenge: where should future capital go? Cate and Mike discuss the shift from accumulation to optimisation, comparing property, shares and superannuation as wealth-building tools. They explore the role of leverage, debt reduction and how age and working horizons influence risk. The episode also examines the hidden costs of large interstate portfolios, the increasing workload that comes with mature assets, and why simplicity becomes more valuable as retirement approaches. Plus, Cate reveals what she'd analyse first before making the next move. The Property Trio is: David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/ Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/ Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/ 📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/ Shownotes: https://www.propertytrio.com.au/2026/06/22/wealth-building-balancing-act/","meta_description":"This week, The Trio answer a fascinating listener question from Tom, who has built a $12 million property portfolio and is now facing a different challeng…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3079,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/episodes/367-the-wealth-building-balancing-act-property-shares-debt-cash-flow-and-the-question-of-how-much-is-enough/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-property-trio-formerly-the-property-planner-buyer-and-professor-1182693/367-the-wealth-building-balancing-act-property-shares-debt-cash-flow-and-the-question-of-how-much-is-enough.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}