{"podcast":{"title":"The Property Corner with Rowan Alexander","slug":"the-property-corner-with-rowan-alexander-6317682","podcast_index_feed_id":6317682,"rss_url":"https://anchor.fm/s/df65a8bc/podcast/rss","website_url":"https://www.asproperty.co.za","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/37379815/37379815-1721927269768-bfb570ca1023b.jpg","author":"Rowan Alexander","episode_count":87,"summary":"Welcome to The Property Corner with Rowan Alexander, Founder and Director of Alexander Swart Property Group. In this podcast series, Rowan takes a deep dive into the South African property market and shares his expertise, insights and knowledge with listeners. Through his extensive experience in the industry, Rowan provides valuable information on a wide range of topics related to the South African property market, including market trends, property investment opportunities, the buying and selling process, and much more.","last_synced_at":"2026-07-07T02:19:27.499324+00:00","page_url":"https://stenobird.com/podcast/the-property-corner-with-rowan-alexander-6317682"},"episode":{"title":"What qualifies as Income for a Mortgage Bond | South African Real Estate","slug":"what-qualifies-as-income-for-a-mortgage-bond-south-african-real-estate","published_at":"2025-10-06T13:00:00+00:00","page_url":"https://stenobird.com/podcast/the-property-corner-with-rowan-alexander-6317682/what-qualifies-as-income-for-a-mortgage-bond-south-african-real-estate","show_page_url":"https://stenobird.com/podcast/the-property-corner-with-rowan-alexander-6317682","url":"https://podcasters.spotify.com/pod/show/thepropertycorner/episodes/What-qualifies-as-Income-for-a-Mortgage-Bond--South-African-Real-Estate-e395756","audio_url":"https://anchor.fm/s/df65a8bc/podcast/play/109271654/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2025-9-6%2F408738981-44100-2-f6544d360c6ad.mp3","summary":"Not all income is seen the same way by the banks. In this episode we explain how banks view different income sources when calculating affordability. We cover salaries, wages, overtime, commissions, shift allowances, bonuses, rental income, maintenance, and even investment income. Each bank applies its own rules and percentages, which means not all of your earnings may count in full. We also highlight what proof you need, why consistency matters, and how a mortgage originator can help match your income to the right bank. If you are applying for your first bond or growing a property portfolio, this guide will help you understand exactly what counts as income. In this episode: 00:00 Introduction 00:44 Salaried Income Earner 01:42 Wage Earner 03:13 Overtime 04:20 Commissions 06:44 Shift Allowances 07:18 Investment Income 08:06 Bonuses 09:21 Maintenance (Child Support) 10:53 Rental Income 13:36 Side Hustles #BondApplication #PropertyInvestingSA #HomeLoanTips #MortgageAdvice #SouthAfricaRealEstate Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7","meta_description":"Not all income is seen the same way by the banks. In this episode we explain how banks view different income sources when calculating affordability. We co…","key_points":[],"chapters":[],"topics":[],"duration_seconds":971,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-property-corner-with-rowan-alexander-6317682/episodes/what-qualifies-as-income-for-a-mortgage-bond-south-african-real-estate/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-property-corner-with-rowan-alexander-6317682/what-qualifies-as-income-for-a-mortgage-bond-south-african-real-estate.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}