{"podcast":{"title":"The Property Academy Podcast","slug":"the-property-academy-podcast-1188781","podcast_index_feed_id":1188781,"rss_url":"https://anchor.fm/s/e26a5a8/podcast/rss","website_url":"https://www.opespartners.co.nz/","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/production/podcast_uploaded_nologo/2274138/2274138-1681188102275-a09b542f8cbef.jpg","author":"Opes Partners","episode_count":2549,"summary":"The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market. It's hosted by Ed and Andrew from Opes Partners. Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice. So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.","last_synced_at":"2026-07-08T06:19:01.239662+00:00","page_url":"https://stenobird.com/podcast/the-property-academy-podcast-1188781"},"episode":{"title":"The Bank Said No ... They Got The Deal Done⎟Ep. 2469","slug":"the-bank-said-no-they-got-the-deal-done-ep-2469","published_at":"2026-06-15T16:00:00+00:00","page_url":"https://stenobird.com/podcast/the-property-academy-podcast-1188781/the-bank-said-no-they-got-the-deal-done-ep-2469","show_page_url":"https://stenobird.com/podcast/the-property-academy-podcast-1188781","url":"https://podcasters.spotify.com/pod/show/propertyacademy/episodes/The-Bank-Said-No-----They-Got-The-Deal-DoneEp--2469-e3kh8ov","audio_url":"https://anchor.fm/s/e26a5a8/podcast/play/121200863/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-5-9%2F41aaf757-99eb-d8ac-b7b5-2dddc774d791.mp3","summary":"Most investors think they need a 30% deposit to buy an investment property. But that's not always true. In this episode, Ed and Andrew sit down with mortgage adviser Robert Cross to unpack the lending options available to investors with smaller deposits – including how some buyers are getting into investment properties with as little as 10% down. You'll learn: How to buy an investment property with a 10% deposit The non-bank lenders saying YES when the big banks say no The most common reason a bank says NO … and how to get the money anyway The surprising part? A "no" from one lender doesn't always mean you're out of options. Sometimes it just means you're talking to the wrong bank. And if you want to talk to Robert, or any of the other advisers just reach out to Opes Mortgages for a free meeting. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠","meta_description":"Most investors think they need a 30% deposit to buy an investment property. But that's not always true. In this episode, Ed and Andrew sit down with mortg…","key_points":[],"chapters":[],"topics":[],"duration_seconds":974,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-property-academy-podcast-1188781/episodes/the-bank-said-no-they-got-the-deal-done-ep-2469/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-property-academy-podcast-1188781/the-bank-said-no-they-got-the-deal-done-ep-2469.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}