{"podcast":{"title":"The Pilot Money Guys","slug":"the-pilot-money-guys-3623630","podcast_index_feed_id":3623630,"rss_url":"https://pilotmoneyguys.libsyn.com/rss","website_url":"https://www.pilotmoneyguyspodcast.com/","image_url":"https://static.libsyn.com/p/assets/8/0/4/2/80427f365a125f9c/Final_Podcast_Logo.jpg","author":"Charlie Mattingly","episode_count":100,"summary":"The Pilot Money Guys are a group of financial planners with a passion for bringing together financial planning and the commercial airline industry. Brought to you by a team of financial planners with backgrounds flying for major US airlines and military service. If you have questions about personal finance with an interest in news and interesting stories from the airlines, then we hope you will give us a listen. https://www.leadingedgeplanning.com","last_synced_at":"2026-06-19T22:19:26.703693+00:00","page_url":"https://stenobird.com/podcast/the-pilot-money-guys-3623630"},"episode":{"title":"Flight #123: Roth Catch-Ups, NECs, and Smarter Airline Retirement Planning","slug":"flight-123-roth-catch-ups-necs-and-smarter-airline-retirement-planning","published_at":"2026-02-06T13:00:00+00:00","page_url":"https://stenobird.com/podcast/the-pilot-money-guys-3623630/flight-123-roth-catch-ups-necs-and-smarter-airline-retirement-planning","show_page_url":"https://stenobird.com/podcast/the-pilot-money-guys-3623630","url":"https://pilotmoneyguys.libsyn.com/flight-123-roth-catch-ups-necs-and-smarter-airline-retirement-planning","audio_url":"https://traffic.libsyn.com/secure/pilotmoneyguys/PMG123.mp3?dest-id=2685437","summary":"Recent changes to airline 401(k) plans—especially the Roth Nonelective Contribution (NEC) option —have created new opportunities and new confusion for pilots and airline professionals. In this episode, we break down what the Roth NEC actually is , how it works at airlines like Southwest, and why simply ignoring your elections could mean missing out on valuable catch-up contributions. Take The Pilot Wealth Index to find out if you are on track for retirement! You can find show notes, resources and more at: https://tinyurl.com/y7bncn35","meta_description":"Recent changes to airline 401(k) plans—especially the Roth Nonelective Contribution (NEC) option —have created new opportunities and new confusion for pil…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2701,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-pilot-money-guys-3623630/episodes/flight-123-roth-catch-ups-necs-and-smarter-airline-retirement-planning/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-pilot-money-guys-3623630/flight-123-roth-catch-ups-necs-and-smarter-airline-retirement-planning.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}