{"podcast":{"title":"The Payment Expert Podcast","slug":"the-payment-expert-podcast-7761162","podcast_index_feed_id":7761162,"rss_url":"https://feeds.transistor.fm/the-payment-expert-podcast","website_url":"https://paymentexpert.com/","image_url":"https://img.transistorcdn.com/Zfs3DUZGFsKFjp7iPgeVE5ZGm-nK-eexRcJUwoZYpM4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mOGQ4/MGQ1ZjhhNGRjYWY0/NzI0Nzc4NTRmNjU5/MDNlNy5wbmc.jpg","author":"SBC Media","episode_count":16,"summary":"Welcome to The Payment Expert weekly podcast, brought to you by SBC Media. Each week we analyse the news driving the global payments industry forward; the innovation, the infrastructure, and everything that has to happen to make it all possible.","last_synced_at":"2026-06-24T18:17:23.353418+00:00","page_url":"https://stenobird.com/podcast/the-payment-expert-podcast-7761162"},"episode":{"title":"Coinbase vs Congress: Why Stablecoin Bill Has Stalled | Ep.003","slug":"coinbase-vs-congress-why-stablecoin-bill-has-stalled-ep-003","published_at":"2026-04-01T04:00:00+00:00","page_url":"https://stenobird.com/podcast/the-payment-expert-podcast-7761162/coinbase-vs-congress-why-stablecoin-bill-has-stalled-ep-003","show_page_url":"https://stenobird.com/podcast/the-payment-expert-podcast-7761162","url":"https://share.transistor.fm/s/5b296292","audio_url":"https://media.transistor.fm/5b296292/8347a1da.mp3","summary":"The CLARITY Act was supposed to bring order to US stablecoin regulation. Instead it's stalled – and Coinbase just rejected the latest draft for the second time. We break down why the yield ban is so specifically damaging to Coinbase's revenue model, what it means for the Circle-Coinbase relationship ahead of their August renegotiation, and whether Armstrong's opposition is a genuine veto or a negotiating position. Plus: what happens to yield demand if it's simply banned on compliant products, whether US gridlock hands Europe and Asia a real advantage, and what USDC falls back on if passive holding incentives disappear. Host: Louis Thompsett Guests: Callum Williams & Kieran O'Connor Producer: Anaya McDonald Editor: Anaya McDonald","meta_description":"The CLARITY Act was supposed to bring order to US stablecoin regulation. Instead it's stalled – and Coinbase just rejected the latest draft for the second…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1331,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-payment-expert-podcast-7761162/episodes/coinbase-vs-congress-why-stablecoin-bill-has-stalled-ep-003/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-payment-expert-podcast-7761162/coinbase-vs-congress-why-stablecoin-bill-has-stalled-ep-003.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}