{"podcast":{"title":"The Mortgage Guy","slug":"the-mortgage-guy-6318482","podcast_index_feed_id":6318482,"rss_url":"https://feeds.libsyn.com/463644/rss","website_url":"https://sites.libsyn.com/463644","image_url":"https://static.libsyn.com/p/assets/9/f/9/4/9f946685abd092b688c4a68c3ddbc4f2/the_mortgage_guy_733_1400.1400.jpg","author":"Adam Rose","episode_count":118,"summary":"Welcome to The Mortgage Guy podcast hosted by Adam Rose! Join us as we explore topics ranging from mortgages and real estate to supporting small businesses. Stay tuned for insightful discussions and valuable tips!","last_synced_at":"2026-07-02T02:18:53.003256+00:00","page_url":"https://stenobird.com/podcast/the-mortgage-guy-6318482"},"episode":{"title":"Will Rates Drop? Fed Update + D.R. Horton Lawsuit","slug":"will-rates-drop-fed-update-d-r-horton-lawsuit","published_at":"2025-12-11T13:00:00+00:00","page_url":"https://stenobird.com/podcast/the-mortgage-guy-6318482/will-rates-drop-fed-update-d-r-horton-lawsuit","show_page_url":"https://stenobird.com/podcast/the-mortgage-guy-6318482","url":"https://31fbe698-ace8-4bec-8d18-b8ef57d40af9.libsyn.com/will-rates-drop-fed-update-dr-horton-lawsuit","audio_url":"https://traffic.libsyn.com/secure/31fbe698-ace8-4bec-8d18-b8ef57d40af9/Ep._111_OPUS.mp3?dest-id=3914595","summary":"🔔 This Week on The Mortgage Guy Podcast This episode covers: ⚖️ Major Industry Lawsuit: A new RICO suit filed against D.R. Horton and DHI Mortgage. Adam breaks down how the alleged use of vacant-lot tax values misled borrowers, why payments jumped by hundreds to thousands, and what this means for builder–lender relationships moving forward. 🏗️ RESPA Section 8 & Builder Incentives: A clear explanation of what lenders can and cannot offer, how builder incentives work, and why certain practices fall into regulatory gray areas that are now drawing national attention. 📉 Fed Rate Decision Preview: What to expect from the Federal Reserve's upcoming meeting, why the dot plot matters more than the rate announcement itself, and why a Fed Funds rate cut does not automatically reduce mortgage rates. 📊 Market Reality Check: A look at how the 10-year Treasury drives mortgage pricing, how markets price in expected cuts, and why tones and comments from Chair Powell often move rates more than the cut itself. 🏛️ OMBA Updates: Details on the Future Leaders program, annual convention registration, and why industry professionals—from lenders to vendors—should consider joining the Ohio Mortgage Bankers Association. Whether you're a mortgage professional, real estate partner, or consumer trying to understand how lawsuits and Fed movement impact the market, this episode delivers clear insight into the forces shaping today's mortgage environment. 📲 Contact Adam Rose Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301 📞 937-497-9662 📧 arose@westernohiomortgage.com 🌐 www.westernohiomortgage.com 🎧 Listen on Spotify & Apple Podcasts ▶️ Subscribe on YouTube for weekly mortgage insights 📱 TikTok: @the_mtg_guy 📘 Facebook: @TheMortgageGuy24 📸 Instagram: @adam.rose.92102","meta_description":"🔔 This Week on The Mortgage Guy Podcast This episode covers: ⚖️ Major Industry Lawsuit: A new RICO suit filed against D.R. Horton and DHI Mortgage. Adam b…","key_points":[],"chapters":[],"topics":[],"duration_seconds":587,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-mortgage-guy-6318482/episodes/will-rates-drop-fed-update-d-r-horton-lawsuit/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-mortgage-guy-6318482/will-rates-drop-fed-update-d-r-horton-lawsuit.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}