{"podcast":{"title":"The Mortgage Guy","slug":"the-mortgage-guy-6318482","podcast_index_feed_id":6318482,"rss_url":"https://feeds.libsyn.com/463644/rss","website_url":"https://sites.libsyn.com/463644","image_url":"https://static.libsyn.com/p/assets/9/f/9/4/9f946685abd092b688c4a68c3ddbc4f2/the_mortgage_guy_733_1400.1400.jpg","author":"Adam Rose","episode_count":118,"summary":"Welcome to The Mortgage Guy podcast hosted by Adam Rose! Join us as we explore topics ranging from mortgages and real estate to supporting small businesses. Stay tuned for insightful discussions and valuable tips!","last_synced_at":"2026-07-02T02:18:53.003256+00:00","page_url":"https://stenobird.com/podcast/the-mortgage-guy-6318482"},"episode":{"title":"What the Fed Just Did (and How It Affects Your Mortgage)","slug":"what-the-fed-just-did-and-how-it-affects-your-mortgage","published_at":"2025-11-05T13:00:00+00:00","page_url":"https://stenobird.com/podcast/the-mortgage-guy-6318482/what-the-fed-just-did-and-how-it-affects-your-mortgage","show_page_url":"https://stenobird.com/podcast/the-mortgage-guy-6318482","url":"https://31fbe698-ace8-4bec-8d18-b8ef57d40af9.libsyn.com/what-the-fed-just-did-and-how-it-affects-your-mortgage","audio_url":"https://traffic.libsyn.com/secure/31fbe698-ace8-4bec-8d18-b8ef57d40af9/Ep._107_OPUS.mp3?dest-id=3914595","summary":"In this week's episode, I'm diving into the Fed's recent rate cut, what it really means for mortgage rates (hint: they're not directly tied), and why some big-name lenders are using misleading refinance ads. We'll cover: 🏦 What the Fed's move actually means for mortgage-backed securities 💸 When refinancing really makes sense — and how to spot expensive \"teaser\" offers 🚫 RESPA compliance reminders — and what to avoid in co-marketing deals 🤝 Why relationship-based lending still wins in today's market Whether you're a homeowner, realtor, or loan officer, this episode will give you an honest look behind the curtain of the mortgage industry. 📲 Contact Adam J. Rose – The Mortgage Guy 📞 Call: 937-497-9662 📧 Email: arose@westernohiomortgage.com 🌐 Visit: www.westernohiomortgage.com 🎧 Listen On: Spotify & Apple Podcasts ▶️ Subscribe on YouTube for weekly mortgage updates 📱 TikTok: @the_mtg_guy 📘 Facebook: @TheMortgageGuy24 🏡 Licensed in OH, IN, MI, KY, TN & FL 💼 Western Ohio Mortgage MB #9601 💼 Adam J. Rose NMLS #870301","meta_description":"In this week's episode, I'm diving into the Fed's recent rate cut, what it really means for mortgage rates (hint: they're not directly tied), and why some…","key_points":[],"chapters":[],"topics":[],"duration_seconds":574,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-mortgage-guy-6318482/episodes/what-the-fed-just-did-and-how-it-affects-your-mortgage/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-mortgage-guy-6318482/what-the-fed-just-did-and-how-it-affects-your-mortgage.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}